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How do I exchange contracts?

When you exchange contracts you legally commit to buying the property. Exchanging contracts is exciting but can also be tricky. We take a look at how to exchange contracts, what you should expect and what to watch out for.

Exchange contracts

Why do we exchange contracts?

Until you exchange contracts, neither side has any legal obligation to buy or sell the property, and both can pull out without any penalty (or only the deposit on agreeing offers, if one was made). Both buyer and seller sign identical contracts, but only when they are formally exchanged by the solicitors does the deal become legally binding. Between exchanging contracts and completion, either side will almost certainly pay major penalties if they pull out. However, it is extremely rare for anyone to pull out after exchanging contracts, and in practical terms, this is when you can breathe a sigh of relief – you can be pretty sure your house sale will go through.

When do I exchange contracts?

You usually exchange contracts between 7 and 28 days before completion – although you can exchange contracts on the day of completion (see below). Because exchanging contracts means you are legally committed to buying the property, you have to make sure you have everything in place before hand, so that nothing can go wrong. You should only exchange contracts after:

  • You have agreed on an offer, including for fixtures and fittings
  • You have had the mortgage valuation and any surveys you want
  • You have been formally offered a mortgage in writing
  • You have arranged funding for the mortgage deposit
  • Your conveyancing solicitor has done all relevant searches
  • You have organised building insurance. After you exchange contracts, you are liable for the property, and so you need to have buildings insurance in place before hand
  • You have sorted out funding for the contract deposit (traditionally 10% of the purchase price, but nowadays often less)
  • You have agreed on a date of completion for the sale, which will be written into the contract
  • You have read, understood and signed the contract

Once you have done these things you will agree on a date and time to exchange contracts – usually at midday on any given day. If you have one, your solicitor or conveyancer will exchange contracts for you.

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Can I exchange and complete on the same day?

It is possible to exchange and complete on the same day. Exchanging and completing on the same day is increasingly common, and has certain advantages – it certainly speeds the process up, and means you don’t have to pay a deposit on exchange of contracts. However, there are downsides – it is incredibly stressful, and you don’t definitely know that you are moving until the day that you move, which makes arranging removals men and forwarding post more complex. If anything does go wrong, you don’t have any time to put things right. You will need to have your house packed up with the removals men ready, while you are waiting to hear that contracts are being exchanged.

If you are keen to go for exchange and completion on the same day, the things to consider are:

  • It is much less risky if you and the seller are chain-free, so there is no one else to mess things up.
  • It is easier if you are a cash purchaser, so you don’t have to worry about transferring money from the mortgage lender.
  • Some mortgage lenders are happy with exchanging and completing on the same day, but others require a minimum period (such as five working days) between.
  • You and the mortgage lender should transfer the funds to your solicitor the day before, to ensure there are no money transmission problems.
  • You are making yourself more vulnerable to an unscrupulous seller demanding something extra at the last moment, as you will be all packed up and ready to go, and not really in a position to negotiate.

Need a conveyancing solicitor? Compare conveyancing quotes and appoint your legal team today

The risks of exchanging and completing on the same day are highlighted in the following interview given to BBC Radio 4’s You & Yours programme in July 2021, featuring our Chief Executive Paula Higgins.

How do I exchange contracts?

This is usually done by both solicitors/conveyancers reading out the contracts over the phone (which is recorded) to make sure the contracts are identical, and then immediately sending them to one another in the post.

If you are in a chain, your solicitor/conveyancer will do the same thing, but will only release it if all the other people in the chain are happy to go ahead. This means if one person pulls out or delays, everything gets held up. Find out how to break the housing chain.

Once you have exchanged contracts you will be in a legally binding contract to buy the property. If you do not, you will lose your deposit and you can be sued. Equally though, the seller has to sell or you can keep their deposit and sue them.

What happens after exchanging contracts?

Reaching the exchange of contracts is the difficult part – after that it should be relatively plain sailing. The next big step is completion – when you take possession of the property and can move in – but there are various things you should do before completion:

  • Final checks – you and your estate agent should visit the property just before you complete the sale to ensure that all the fixtures and fittings you agreed on are in place and that nothing has been damaged in the meantime
  • Send a copy of the title deeds to your mortgage lender who will hold them until you pay your loan off
  • Notify the freeholder if the property is leasehold.
  • Register the transfer of ownership with the land registry
  • Tell utility companies that it is now your property
  • Tell any banks that you have moved
  • Change your address on your driving license (Free)
  • Organise post forwarding
  • Get removals quotes if you are planning to hire a removals company to assist with your move

To find out more about what to expect on completion day, see our guide

Leave a comment (54)* Required

  1. Jane XJane X

    I am a joint owner. The other person is overseas, can I carry on with the legal work including exchange of contracts without them being present?

  2. JojoJojo

    Hi. Im buying a leasehold. We are close to exchange contract. However, I just wonder? When will we deal with the lease and mangagement pack? And are there any other thing we need to deal with before Exchange when buying leasehold?

  3. Andrea WardAndrea Ward

    Im going through a split and the house has been sold. I’ve sent back all paperwork to my solicitors and the buyers have done the same but he hasn’t!
    What is the process now? What are the consequences please?

  4. TheresaTheresa

    We are not ready to exchange contracts yet, but our buyer has decided to go ahead and yesterday exchanged contracts with her buyer. There is a possibility due to some family issues we may have to decide not to carry on with our purchase, as I am going to be need to be close to my dad, but now feel cornered into having to poceed with our planned move of almost 200 miles. Can we still pull out?

  5. David TurnerDavid Turner

    I am looking to buy a new build and have been seeking info. I have book marked this site and will be returning for more reading. Not as easy s you think?

  6. DamesDames

    My property is up
    For sale and the equity from This will find my deposit on a new build. However I’m told new build will want you to exchange within 28days?
    If I haven’t exchanged on my sale of my property , how can I exchange on the new build and am I meant to still provide a 10% deposit for the new build, albeit the new build is twice the cost of my sale?
    Please advice

  7. James DaltonJames Dalton

    My mother passed away in January and we put her maisonette on the market. We had many interested in the property and within 2 weeks an offer for the full asking price was made. As it was ex council and leasehold (167 years) we knew it might take a little longer to complete. But here we are in 20th July 2020 and are still chasing the solicitors for a completion date. They keep sending Q-ways with questions and as far as we know all questions were answered. Now the buyer has started asking silly petty questions that should have been asked months ago. Do you think this is a stalling practice? We have removed mums furniture in readiness for the buyer to move quickly and it has cost us quite a bit of money in fees etc. Where do you think we stand and what can we do to hurry this up as the family are now getting angry.

  8. Michael AbrahamsMichael Abrahams

    My wife and I are in the process of buying a property. The impact of the Covid-19 Pandemic contributed that my wife’s hours of work (agency) has drastically been reduced and I only earn a percentage of my previous wages (furlough scheme). We’ve been made aware that redundancy are a strong possibility.

    With a bleak future on the horizon, as we haven’t exchange contracts yet, will be entitle to withdraw from this process?

    • PaulaPaula

      I’m so sorry to hear of your situation Michael. If you haven’t yet exchanged contracts, you are within your legal rights to pull out of the transaction.

  9. Jess leeJess lee

    I’m a first time buyer. I made an offer on a flat and it was agreed, so I found a solicitor to start with the legal work. I paid £300 to the solicitor to do the searches. It was about 6weeks. Then solicitor called me to give ID etc. The solicitor asked if I know if there are tenants in the property and I believe there is, so my solicitor said before signing or exchanging well check the property is vacant. Anyway I emailed the estate agent asking if the property was empty or the tenants given notice to move out. The estate agent got back to me that the offer price was agreed with tenets included. I looked back at the memo of sale, and actually it does say to include tenants in the offer. And they said if I want to live in the property I would have to complete and give 2 months notice to the tenants. However I don’t want to be in the situation where I complete and I have difficult tenants who do not leave. My question is now, I have not given any deposit and I have nothing signed anything so nothing is legally binding, so can she pull out? I understand I would loose the search fees I’ve already to the solicitor,

    • HomeOwners AllianceHomeOwners Alliance

      Dear Jess. If the property is in England, the sale is not legally binding until you have exchanged. Hope this helps

  10. Gillian RussellGillian Russell

    I have a cash buyer for my property unfortunately i am i tge middle of buying freehold ongoing since jan it has been expedited by my solicitor but have just found out a neighbour buying their freehold their application 2 wks before mine ive now been told i have to wait while theres is sorted before they continue with mine how lo g is this likely to take please

  11. lauralaura

    Hi, i am selling my mother’s property , what happens to the deposit once exchange of contracts is done?, is it sent to me or held by the solicitor till completion ?

    • HomeOwners AllianceHomeOwners Alliance

      Hi Laura – The deposit will most likely be held by the Solicitor until completion takes place.

  12. Phil WilliamsPhil Williams

    I am buying a new house. Originally the build was due to complete July / August 2019. This then was moved back until 27/2/2020.
    I am now being asked to exchange asap and pay my 10% deposit. Is this usual ?
    It seems along way ahead of something they tell me won’t start being built until Aug and is already 6 months behind ?

    Phil W

    • Sara HindSara Hind

      Hello Phil, it’s not unusual when buying a new build for developers to to insist on a short period of 28 days for you to exchange contracts. It’s at the point of exchange that you pay your 10% deposit which is non-refundable should you decide to pull out of the sale at a later date. Take a look at our guides to buying a new build, especially our advice about buying off-plan. Our guides can be found here. Best wishes, the HOA Team.

  13. ACAC


    Unfortunately our period up to completion hasn’t been ‘plain sailing’. We’ve just found out that our seller wants to pull out having exchange contracts 2 weeks go and with completion just a week away.

    We are now being told to accept a settlement (which is pennies compared to what we would loose if we had pulled out) or seek further legal advice from a property litigation/disputes solicitors.

    I understand that the general contract of sale lays out provisions for his event, but is far more prescriptive if buyers pull out after exchange than if sellers do.

    We’re absolutely baffled by this development and have no idea what powers we have in this situation.

    Any guidance would be much appreciated!


    • PaulaPaula

      Dear AC, sounds like such a stressful situation, and to be honest, it doesn’t happen that often (ie after exchange of contracts). You may find a call to our legal helpline useful to establish next steps. You can find more information about our service here – Paula

  14. WillWill


    I’m a first time buyer and forgive me, but rather confused about Exchange deposit and mortgage deposit.

    We are looking at purchasing a property at £170,000 with a 5%
    Deposit, so will need £8500.

    Exchange of contract is 10%, is this in addition to the 5%, so in
    Total we need 15% of the purchase price? So need £25,500 all together?


    • AKerrAKerr

      Hi Will. Your conveyancing lawyer should explain this to you. The standard terms of condition for sale require a 10% deposit but often buyers don’t have the cash available at exchange. In these circumstances, the seller generally agrees to accept less than the 10% provided for in the standard terms. But if the buyer doesn’t proceed with the purchase, the seller has the right to sue the buyer for the part of the 10% deposit s/he hasn’t received.
      So in your case, you may be able to agree with the seller to pay 5% at exchange and remainder at completion. But bearing in mind that, in the unusual situation that you don’t go on to complete, you will be liable to pay the remaining 5% to the seller.
      Hope this is helpful,
      Angela, HomeOwners Alliance

  15. Joanne cassanovaJoanne cassanova

    hi l am in the process of buying a council house and they have sent me a price that I am happy with in order to accept the offer l will have to have a solicitor sign the documents can you please help with this matter and what will the cost be. Kind regards

  16. Richard KneillRichard Kneill

    We are in the process of selling our house and purchasing a bungalow. A completion date of 7th. March has been agreed. The buyers of our property say they want to exchange contracts by Friday this week (17/02/17) or they will withdraw. I am a little nervous of this as my wife is not in the best of health (hence the need for bungalow) and it occurred to me if we exchanged so soon and she was ill we could be left high and dry. I must admit, however, that there has been a long delay since our offer for the bungalow was accepted. Largely due to health and hospital appointments (which are still ongoing).
    We have moved many times in the past and, as I remember, contracts have been exchanged only a few days before completion. What is the usual time before completion to exchange contracts?
    Your advice would be appreciated. Thanks.


    • Sophie KhanSophie Khan

      Hi Richard,

      It’s standard practice for completion to happen seven to 28 days after exchanging contracts. Read more on our guides: Completion – What to expect and How do I exchange contracts?. Hope this helps!

      Kind regards,

      HomeOwners Alliance

  17. RahulRahul

    I am in the process of buying a house and will be exchanging the contracts soon.
    One question I have though where I would need help from the experts here:
    What if the lender decides not to fund the mortgage, for any reasons, even after the exchange of contracts? In that case, will I lose the deposit? Or is it on the discretion of the seller? What protection I have in this situation- even if unlikely? Is there some insurance product that I can buy to protect myself losing 10% of the property value?
    Many thanks,

  18. Danny HawkDanny Hawk

    A further question to HOA – your answer would be much appreciated, as I cannot find anywhere the information I want. I do not have immediate access to an IFA, I have not yet met my legal adviser and there is nothing specific online or on legal sites. Many thanks in advance for any response…I feel the stress caused by these searches and the unknown will eventually kill me.

    Please can we clarify what is the level of Buyer protection (in particular deposit protection) in an off – plan purchase ( from a big national developer, NHBC insured).
    Many people buying new homes off plan will be people applying through the Government scheme – Help to buy, therefore people that have worked hard for a 5% deposit and cannot afford to lose it in a russian roulette shoddy transaction, if something went wrong (material change of circumstances NOT THROUGH BUYER’S FAULT…)

    My question is, who (if any) provides me legal safeguards – my deposit back? Is it the coveyancer? the developer? the government? the FSCS? ECHR? NHBC? if the following (although rare) happen:

    1. Lender withdraws offer after exchange (after deposit given away) and before completion, with NO REASONABLE explanation (not due to change of borrower’s circumstances), maybe because of a finishing quota, change of bank’s policies, loss of interest in lending for that developer/area/sector/type of building? What about timber frame houses and possible reluctance to lend for them? or drop in house price in the interval between exchange and completion, or mortgage expires before completion due to unreasonable builder’s delays, at renewal I receive a bad offer or no offer at all (independent of my circumstances, which stay the same)…ALL MISLEADING for the buyer, who cannot reasonably predict ANY of the above happening, and buys in GOOD FAITH.
    Will cause loss of finance with impossibility to complete and financial ruin. A help to buy customer cannot afford to lose deposit in developer’s pocket in this circumstance, therefore reimbursement would only be fair. No purchase, no money.
    Where can I find the relevant legislation in this area (black on white)?
    2. Lender shrinks the mortgage offer after, at a final valuation, finds that the property does not value as much as written on contract as initial purchase price (Builder’s fault in this case – poor build, technical problems). Say I cannot cover the shortfall from my own pocket, given it’s not my fault – I am buying in good faith agreeing to pay for a house valued at that price, and no less. Am I going to be held to contract and forced to find the difference and complete? Are there clauses I can put in exchange contract to cover me for that situation, so I can withdraw from purchase and have my deposit money back? (It would seem unfair trade practice to lose the deposit in such a way with no legal protection, there must be some kind of insurance somewhere)…

    Many thanks, soory for the long post

    • Sophie KhanSophie Khan

      Dear Danny,

      Thank you for your comment. You are right its important to go your research before buying off plan. Things to consider specific to your query include:
      – Mortgage lender – the majority of mortgage lenders are not designed for off-plan properties and you should check that your lender is appropriate for this type of buy
      – Most mortgage offers are generally valid for six months. If your completion date is further in the future, you may have to re-apply
      – If property prices change dramatically during the build, the size of the mortgage could change
      – If the size of the mortgage changes it could put your deposit at risk
      – Under some circumstances, the developer will sue you if you can’t complete
      You are welcome to seek fee-free mortgage advice from: HomeOwners Alliance Mortgage Service – London & Country

      Kind regards,

      HomeOwners Alliance Team

  19. Danny HawkDanny Hawk

    Question -from a potentially off plan buyer (stressed about the complexity of the legal minefield)…
    Is it true contracts CANNOT be exchanged (especially for off plans) before three months remain to legal completion (not before a date which is, for most off plans, the date when developer writes to say that the foundations have been laid, with a 3 – months completion window thereafter?)
    This will be giving a guarantee that the house on which I’ve exchanged will be completed in three, not in 6 months, and therefore ensuring the mortgage offer is still available on date of completion .
    Therefore date of mortgage offer letter needs to synchronise and rather be issued after the foundations have been laid, to be on the safe side and avoid expiry, not to precede the date the developer finally decides to dig in – which can be delayed for months…

    I have not slept for days due to the pressure and worry to exchange in 30 days… (otherwise threat to lose the property and have the price changed). When in fact, if you look at the legal side, there is no hurry…ATP from Help to buys is valid for a 3 months window to exchange…
    Wondering if it’s worth the stress and if buying off plan in current market post Brexit is still a good idea?

  20. Steve SkinnerSteve Skinner

    We are close to exchanging but our vendor will be on holiday (I assume abroad) on the suggested completion day and has suggested just before or just after. We can do just after but our buyer has jumped the gun (before any completion date was confirmed) and booked leave for the (unconfirmed) suggested day and says he can’t do it any other time!

    We have asked (via solicitors) if our vendor could accommodate the original suggested date (he took possession of a new property some weeks ago) but wonder if it matters whether or not he is in the country on the day of completion.

  21. GeoffGeoff

    My wife and myself are in the process of moving to a new house. I work overseas and as such handed power of attorney to a friend. The house we were buying fell through after I left for work and my wife has subsequently found another. She has been advised that my POA no longer applies to this new address and that I will have to return home to complete. Is there a solution to this that does not involve me having to fly home? I’m at sea at the time of writing but should be able to get documents home if an electronic form were to be sent for example.

    Thanks in advance, Geoff Thomas

    • Sophie KhanSophie Khan

      Dear Geoff,

      Thank you for your query. This would be a matter that you should speak to your solicitor about. The Power of Attorney in place would have been restricted to the named property and a new power of attorney would need to be created for the new address. Your solicitor will be able to advise you whether an original signed hard copy is needed or whether an electronic version will do. Given the importance of the document maybe the solicitor will say that he does need you to come home and sign it in person.

      Best of luck with it and please do have a look at our buying guides as well: HOA Step-by-Step Guide to Buying a Home

      Kind regards,

      HomeOwners Alliance Team

  22. shane hamiltonshane hamilton

    we are in the process off moving house and our solicitor as asked us for a copy of our building insurance for the new property but they cant give us a moving in date ,our insurance company say they cant insure our house till we have a moving in date ,any advice would be appreciated .

  23. Mr ElliottMr Elliott

    Am I allowed to put flooring and lighting into a property after I exchange contracts or must I wait until I complete before this can happen. Also We have a lot of pot plants to move and would like to know if we can put them in the new garden as it would cost a fortune to move them on the day

  24. billy mairbilly mair

    we have exchanged contracts but no completion date as yet can the buyers pull out still at this stage

  25. IndiIndi

    I am due to complete on a flat tomorrow on a buy to let basis and keeping the same tenant on. The tenant currently pays the seller 1 month in advance on the 4th of each month. I asked my solicitor how I will be getting paid rent for the period covering the 26th January 2016 and 4th February 2016. When checked with the seller, the seller has refused to pay part of the rent.

    Now exchange has already happened, completion takes place tomorrow, what can I do?

  26. LindyLindy

    Hi Miriam

    If you have completed on the property it’s yours, there’s no turning back. However if there is an issue with anything you feel should have been noted at disclosure talk to your lawyer. Alternatively put it back on the market, but you may suffer a loss. Hope it gets better for you.

  27. NinaNina


    We are about to exchange on a leasehold property but the agreed completion date will not be for another 6 weeks. The property needs some maintenance work which we would like to have done before we move in. Are we within our rights to organise the work to be done (via the freeholder/managing agent) before completion occurs?

  28. BrianBrian

    can someone please answer my question dated 23rd &27th Sept

  29. DannyDanny


    I’m looking for some advice, i have currently moved into a property that i was buying but on a 6 month rental agreement, this was due to my house being sold, and needed to vacate but once i had moved in the buyers pulled out of my house due to some unanswered questions on the contract leave myself in a predicament. But fortunately the vendor of the vendor of the purchase house said if we exchange contracts only until my property is sold which means leaving the completion date open!!!! Is this allowed?

  30. BrianBrian

    rian on September 23, 2015 at 8:15 pm
    The person i’m buying the house from is also the builder who is renovating the property.In order to meet the completion date the buyer of my house and their buyer ( who is a cash buyer) want, my seller (the builder) needs extra cash to pay a much larger work force in order to get the job done by completion date. Can a sum of money be released to him at the exchange of contracts date.
    – See more at:

  31. BrianBrian

    The person i’m buying the house from is also the builder who is renovating the property.In order to meet the completion date the buyer of my house and their buyer ( who is a cash buyer) want, my seller (the builder) needs extra cash to pay a much larger work force in order to get the job done by completion date. Can a sum of money be released to him at the exchange of contracts date.

  32. GrahamGraham

    We have received the final account statement from our conveyancing solicitors we asked they pay balance into our adult sons account, at the last minute they say they could not do this due to money laundering furthermore although they advised a cheque for the balance would be sent with the final statement so we have still not received the final balance, 10 days will have passed still no cheque. when we receive the final balance cheque can i pay this directly into my sons account?
    Thank you. Sincerely,

  33. AfAf


    I am a first time buyer and am in the process of buying a property. I feel like my solicitor has been very very slow with the procedure of the purchase and have had many issues but have already paid full legal fees to this man. The day I went to sign the contract for the property I was contacted by the mortgage lender who made me aware they now need a full structural report of the property which was detailed in the valuation report and when making this clear to my solicitor he told me to ignore it as he has contacted the mortgage lender and they have agreed to release the funds. The solicitor made me aware (after signing my contact) that we will be due to complete 2 days later so I have paid my full deposit to the solicitor. On the day of completion I have tried to call my solicitor and his assistant made me aware we will now complete in 2 weeks. I have waited those 2 weeks and have called the solicitor AGAIN and he now told me that the mortgage lender will not release the funds after I already made him aware of this issue. I finally arranged the structural review and everything was looking well and now the seller is making me aware that they want to pull out of the sale as they are making a loss (I have already signed my contract). My question is from a legal point of view were do I stand as I have wasted thousands on a useless solicitor and now may have nothing to show for it? I have signed my contact but am not 100% if they seller has signed theirs.

    Thank you

  34. ivyclarkivyclark

    Hiya 🙂 In a situation of a new build, following exchange and completion, can the builder then tell owners they cannot move in because the flooring or plumbing is not done? What does ‘complete’ actually mean in legal terms?

  35. sel Wilkinsonsel Wilkinson

    Hi we are buying a house and we are renting at the moment. The seller is moving into rented accommodation. We are ready to exchange and complete but the seller has now advised she has nowhere to rent yet. There are plenty of properties accepting dss but she isn’t sorting anything. our mortgage offer expires soon what can we do

  36. MiriamMiriam


    My partner and I have just bought our first property – a flat. We completed on Monday morning, and moved our things in straight away.
    The noise from other both adjoining flats is almost unbearable, we’ve spent two nights there and it’s just driving us insane – last night it was only quiet between 3am and 6.45am, a combination of a loud television, a party, dogs, and a child! We don’t know what to do. I appreciate that it takes some time to get used to the new noises, but this is ridiculous.

    Is there any way we can back out of it now?

  37. EmmaEmma


    My boyfriend has exchanged contracts for a new development. The developers have not given us a completion date. They first said Nov 2014 then moved it to Dec and after the blackmailed us to put the property on back the market if we don’t exchange contracts and promised thar we will be able to move in by mid January. My boyfriend transfered contracts and now the developers ate not even answering the phone to put some light on when we can move in. We are currently homeless (living with family and friends) and I am 8-months pregnant. We are panicking and almost depressed now as we can’t buy anything for the baby as all our things are in the storage and we don’t know what we are going to do. Can you give us any advice. We feel hopeless now especially they’ve got the our money and not even talking to us.

  38. Diane FurlongDiane Furlong

    Hi have been turned down for a small mortgage we have a large deposit because the house we were buying was built over an old railway tunnel and station. However they have been occupied as a working garage and were for some years.
    But 2yrs ago the tunnels collapsed although not through to houses residents were
    evacuated for 18mths. They have been fixed and made safe and returned to their homes.

    I have put in another offer nearby which has been accepted but when plans came back for this house it showed the tunnel running not directly under the house but 3 doors away

    waiting now to hear if mortgage will be offered
    or refused again. Oh and do you think we should get a surveyor too although it’s built in 1930, s its been renovated to a very high standard and we are totally broke.


  39. Vicki ReillyVicki Reilly

    We are in the process of purchasing an empty house that has been vacant for a month since the tenants moved out.

    At present, we have only viewed the house with the estate agent present.

    Once we have exchanged, are we able to ask the estate agent for an unsupervised viewing, where we can do some cleaning etc?

    Also, presently, there is lots of “stuff” in the house. We have requested that the house is fully empty on completion. Where do we stand legally if this doesn’t happen?

  40. SarahSarah

    I completed on the sale of my flat on Thursday. The solicitor said my money would be in on Friday, but nothing. Conveniently there was a bank holiday on Monday so 6 days later and still no payment from the sale of my parent. It is also coming close to the end of the month. Is this normal?

  41. ajaj

    i am a buyer,we did exchanged contract 4 weeks ago and completion date is another 4 weeks later. right now housing price is rising everyday,if seller refuse to do completion then what can i do

  42. KrisKris

    We are in the position to exchange and complete with in one week, but the seller is still in the process with other house that they are purchasing, so they want more time, we are desperate to move as my husband starting his job there in one week and our contact has come to an end at the current property, to top it all up we have a new born baby. Any suggestions, do We really have to wait until they want us to?! I’m so stressed , it can take months isn’t. Thank you

  43. GailGail

    My buyer signed contracts two weeks ago, I am still waiting to sign and exchange, will this delay be due to him part buying the property with a mortgage? All this waiting to exchange seems to be dragging out, is this normal that I haven’t signed yet.

  44. sarahsarah

    I am in the process of buying a property and my solicitor has asked for a deposit on exchange of contracts. When will i get this back or does it get deducted from the total price?!


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