Terms & Conditions

The term ‘The HomeOwners Alliance’ or ‘us’ or ‘we’ refers to the owner of the website, HomeOwners Alliance Ltd, whose office is Aztec House, 397-405 Archway Road London N6 4EY. Our company registration number is 7861605.

The term ‘you’ refers to the user or viewer of our website.

Welcome to our website

  • If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern the HomeOwners Alliance’s relationship with you in relation to this website.
  • If you disagree with any part of these terms and conditions, please do not use our website.
  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • This website uses cookies to monitor browsing preferences.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

Limitation of liability

  • Neither we nor any third parties provide any warranty or guarantee of any kind, express or implied, as to the accuracy, timeliness, performance, reliability, availability, completeness or suitability of the information, products, services, materials and related graphics found or offered on this website for any particular purpose. Any reliance you place on such items is strictly at your own risk. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. In no event will we be liable for any loss or damage (including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits) arising out of, or in connection with, the use of this website.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Intellectual property

  • This website and its content is copyright of HomeOwners Alliance  – © HomeOwners Alliance. All rights reserved.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics.
  • Any redistribution or reproduction of part or all of the content of this website in any form is prohibited other than the following:

you may print or download to a local hard disk extracts for your personal and non-commercial use only; and

you may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

  • You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.
  • All trademarks reproduced in this website, which are not the property of HomeOwners Alliance, or licensed to us, are acknowledged on the website. Where this is not the case, please contact us to let us know.

Website availability

Every effort is made to keep the website up and running smoothly. However, HomeOwners Alliance takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Comments on the website

HomeOwners Alliance has non-exclusive copyright for all comments submitted to our website and reserves the right to edit, re-publish these in print form and/or give permission to a third-party to publish.

Other websites

This website includes links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no control or responsibility for the content or availability of the linked website(s).

Not approved by FCA or other financial regulatory body

This website has not been approved by the FCA or by any financial regulatory authority. The information and tools that the HomeOwners Alliance provide should be of general assistance to you in managing your home finances. We always recommend that you seek further information from an independent financial adviser, and/or further information from the providers of specific financial products. You should not buy, sell or change the terms of a product purely on the basis of any resources on the website. If you need regulated financial advice, consult a professional financial adviser.

Governing law

Your use of this website and any dispute arising out of such use of the website is subject to English law. 

Membership terms and conditions

If you become a member of the HomeOwners Alliance you should receive both an email receipt and a welcome email (including details of your membership number) within 24 hours of joining online. If you do not receive these emails, please contact us. We do not offer refunds on membership. Payment is taken in full when membership is applied for and runs for one year. It is a reoccurring payment; which you can cancel before your membership is renewed (you will receive a reminder email).

All written and oral advice from the HomeOwners Alliance is given in good faith. No responsibility or liability whatsoever (whether direct, indirect, consequential, special, exemplary or otherwise) is accepted by us for the accuracy or reliability of our advice, nor shall we be held liable for the consequence of reliance upon such advice.

By submitting a request for information via our Ask an Expert service, you agree that we will provide any information strictly and only on the basis that no responsibility or liability whatsoever (whether direct, indirect, consequential, special, exemplary, or otherwise) is accepted by us for the accuracy or reliability of any such information obtained, or for the consequences of relying on it, whether such information be provided negligently, recklessly, fraudulently or otherwise howsoever.

We reserve the right to post all Ask an Expert questions and answers on our website and will anonymise the question so the person asking the question cannot be identified.

Our database of member details is kept securely.

Last updated June 2017