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Ruth Jackson-Kirby

Personal Finance & Property Journalist

Ruth Jackson Kirby has been a financial journalist for 18 years. Having worked for six years at MoneyWeek covering all aspects of personal finance and investing, she then moved to become the deputy editor of Moneywise writing on everything from funerals to gold. In 2013 Ruth became a freelance financial and property journalist writing regularly for The Mail on Sunday, The Sunday Times, The Times, Good Housekeeping, Moneywise, MoneyWeek and here at the HomeOwners Alliance.

Latest Articles by Ruth

30 year mortgage

30 Year Mortgages Explained

What is a 30-year mortgage? A 30 year mortgage is a home loan which you repay over three decades. The 30 years refers to the mortgage term. It is the total time you will borrow the money for and the number of years you will make repayments for until the debt is cleared. For decades, […]
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how to pack for moving house

How to pack for moving house

Packing to move house can be a long, tedious and often daunting process. However, there are a few top tips you need to know from the start that will speed up the process and help you ensure that everything finds its way to your new home in one piece. When should I start packing to […]
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home sellers protection insurance

Home Sellers Protection Insurance

Selling your home can be a stressful process. Home sellers protection insurance can ease some of the worry by refunding your legal costs if your sale falls through. We explore what home sellers protection insurance is, how it can help you and whether or not you are eligible for a policy. What is home sellers […]
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selling a leasehold property

Selling a leasehold property

There’s always a lot of paperwork and hoops to jump through when you sell a home. With a leasehold property there are a few extra steps compared to selling a freehold home but with a bit of planning they shouldn’t cause you a problem. The key steps to selling a leasehold property For more on […]
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buying a leasehold property

Buying a leasehold property

Buying a leasehold property means your home comes with unique rights and responsibilities. There is nothing wrong with buying a leasehold flat in theory – millions of people do – but you need to make sure you understand what leasehold means and its impact on your home before you buy. What is leasehold? Leasehold means […]
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deed of trust

Deed of Trust

What is a Deed of Trust on a house? A Deed of Trust is a legal document that states the division of ownership of a property. It is commonly used by ‘tenants in common’ who have bought a home together but paid different amounts towards the purchase price. The Deed of Trust states exactly what […]
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