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Solicitors fees when buying a house

If you're buying a house you'll need to budget for solicitor fees: the average cost in the UK is £1,474. But by following our tips, you could save hundreds of pounds.

solicitors fees when buying a house

KEY INFORMATION

Solicitors fees when buying a house: At a glance

  • Average solicitor fee when buying a house: £1,474.
  • Solicitor fees vary depending on property value, the location, if you’re buying a leasehold property or using a government scheme like Shared Ownership.
  • You can cut costs by comparing quotes, avoiding estate agent recommendations and using a licensed conveyancer instead of a solicitor.

What do solicitors do when you buy a house?

A solicitor looks after the legal process of transferring ownership of a property from the seller to you as the buyer – this process is known as conveyancing. The process can also be handled by a licensed conveyancer.

Their responsibilities include:

  • Examining the draft contract and supporting documents and raising enquiries with the seller’s solicitor. 
  • Ordering property searches such as local authority searches, to protect you from unexpected issues that could impact the value or your enjoyment of the property
  • Offering legal advice on, for example, a bad house survey report on the property you’re buying, any charges set by your lease if buying leasehold or any restrictive covenants in place on the house you want to buy.
  • Conveyancing for your mortgage: Once the lender issues your mortgage offer, your solicitor will receive a copy of it and go through the conditions.
  • Exchanging contracts on your behalf with the seller’s solicitor. Once you’ve exchanged contracts you will be in a legally binding contract to buy the property with a fixed date for moving.
  • Completion: Your solicitor will transfer the purchase money to the seller’s solicitor.
  • Paying Stamp Duty Land Tax on your behalf and registering the property in your name at the Land Registry.
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What’s included in solicitor fees when buying a house?

Solicitors fees when buying a house are broken down into two parts:

  1. Legal fees: The cost of your solicitor or licensed conveyancer’s professional work.
  2. Disbursements: Fees paid to third parties for certain services like local authority searches

Typical disbursement costs when buying a house

FeeWhat it’s forAmount
Anti-money laundering checksLegal checks to verify your identity£6 – £20
Bankruptcy searchThis verifies if the buyer is bankrupt or about to be bankrupt£4
Local authority searchesThese can identify potential issues with the property£250 – £450
Property fraud checkConfirms the lawyer you’re sending money to is a real company£10
Bank transfer feesYou’ll pay the bank’s telegraphic transfer fee to guarantee funds reach an account on a certain day. Plus, your solicitor will charge a fee for performing the transfer.£20 – £30
Stamp Duty Land TaxYou’ll need to pay stamp duty if you buy a property over £125,000 in England & NI. It’s charged on a sliding scale and the rules are different for first time buyers and Buy to Lets. Different rates apply in Scotland & Wales.0 – 17%
Unregistered property supplementIf the property is unregistered it involves extra work for the conveyance. This fee covers the work.£120 – £240

Typical legal costs when buying a house

Although costs vary region by region, and depend on whether you’re buying with a government scheme or buying a leasehold, as these are often more complex, it’s helpful to see the average conveyancing solicitor costs according to the price of the house you’re buying. The table below lists the latest data from our conveyancing partners at Reallymoving.

Cost of conveyancing by Property Price

Table: Conveyancing solicitor costs by property price 

Property priceAverage fees
Up to £125,000£717
Up to £250,000£762
Up to £375,000£842
Up to £500,000£919
Up to £750,000£1,059
Up to £1,000,000£1,272
Up to £1,250,000£1,727
Up to £1,500,000£1,738

These figures include VAT but exclude disbursements and are based on buying a freehold property. You can get an exact cost of your legal fees with our conveyancing solicitor fee calculator

KEY INFORMATION

How to reduce solicitor fees when buying a house

You can save money on solicitor fees by following these steps:

1. Compare multiple quotes

Shopping around and comparing quotes is key to saving money on solicitors fees. The quickest way to do this is by using online tools to find the best deal. Get quotes instantly.

2. Choosing fixed fee conveyancing solicitors

Make sure you get a quote for fixed fee conveyancing. This is widely available and means you agree a price at the outset and avoids having to pay per hour. However, the ‘fixed’ fees relate to the legal work. The disbursement costs should be included in the quote but these costs could increase if, for example, you need more searches.

3. Get a no sale no fee guarantee

When using a solicitor offering a ‘no sale, no fee guarantee’, if your sale falls through, you won’t have to pay the full conveyancing bill. Some may waive the legal fees, but get a clear explanation of what the guarantee covers first. Find out more with our guide to no sale no fee conveyancing.

4. Avoid estate agent recommendations

When you’re buying a house, the estate agent you’re buying it through may recommend a conveyancing solicitor. But they may be earning commission on this introduction and their conveyancing suggestion may not be the best choice for you. So get a quote, but always shop around.

5. Use a licensed conveyancer

Licensed conveyancers are specialised in property transactions and in most cases, a conveyancer will be able to handle your transaction from beginning to end. Solicitors can charge higher fees than licensed conveyancers because they can offer a full range of legal services. If however your transaction is more complex, such as if there’s a boundary dispute, instructing a solicitor may be the best bet.

6. Check for hidden fees

Ask if all disbursements are included in the quote. If not, you could end up spending more than you’d anticipated.

7. Negotiate rates

This may be more likely to be successful if your property transaction is straightforward.

Compare quotes from regulated and reviewed conveyancing solicitors near you – Get quotes instantly! Use our service and save £490 on average.

Additional costs if you’re buying a leasehold property

If you are buying a leasehold property then your legal fees will be higher.

Common fees when buying a leasehold property

FeeWhat it’s forAmount
Notice of AssignmentYour conveyancer sends this to the landlord informing them you are the new ownerUp to £300
Notice of ChargeIf you’re buying with a mortgage, this is sent to the landlord telling them the lender has an interest in the property. £50 – £200
Deed of CovenantA legally binding agreement between the buyer and landlord or management company about factors such as carrying out repair work.£50 – £500
Leasehold property supplement feeThis covers the additional work required if you’re buying a leasehold property.£200 – £300

However, these fees vary from property to property and you may not need to pay all these fees. Your solicitor will provide you with more detailed information. Find more information in our guide on Leasehold conveyancing.

Do buyers pay for a leasehold management pack?

No, sellers have to pay for the Leasehold Management Pack which contains information about service charges etc. The cost for this is typically £500 but can vary significantly from £300 to as much as £800.

Solicitors fees for first time buyers

The average cost of solicitors fees for first time buyers is £1,314, according to Reallymoving. This is lower than the UK average solicitors fees of buying a house of £1,474. First time buyers don’t get discounts on solicitor fees but other factors may mean first time buyer solicitor fees may be lower such as buying cheaper properties.

Shop around and compare quotes now! Use our service and save £490 on average

What if I’m buying a new build?

New build conveyancing is more complicated than the standard conveyancing process when buying because the potential for something to go wrong is much higher. For example, some potential problems are:

  • Non-compliance with planning regulations
  • Incomplete agreements for roads and sewers
  • Failure to plan for the future maintenance of common parts of a development

This means that finding a good conveyancing solicitor to oversee the purchase of your new build property is essential. Read more in our guide New build conveyancing explained.

Do I pay extra legal fees if I’m buying with a mortgage?

A lawyer may charge a fee to cover the additional work if you’re buying with a mortgage. If so, this mortgage handling fee may cost around £60-£200.

Solicitor fees for buying a house calculator

The easiest way to get the best quotes is to use our handy conveyancing solicitor fees calculator.

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When do you pay solicitors fees when buying a house?

Your solicitor will ask for a deposit up front or ‘payment on account’ to cover costs such as anti-money laundering checks, getting a copy of the title deeds from the Land Registry and applying for local authority searches. This means you can typically expect to pay £250-£500 at the start of the process.

You’ll usually then pay the rest of your solicitor fees at the end of the process.

Additional legal costs when buying a house

There may be some additional fees to pay when buying a house depending on your circumstances.

Common circumstances which mean additional legal fees

FeeWhat it’s forAmount
Gifted depositThose getting a gifted deposit will likely need to pay more to cover the paperwork proving the money comes from a legitimate source.£50 – £100
Lifetime/Help to Buy ISAThis covers the extra work for your conveyancer to redeem your ISA bonus£60
Shared OwnershipYou may pay higher legal fees if buying a via a government scheme like Shared Ownership due to the additional work involved£300- £400

See how much you could save on conveyancing solicitors fees: Compare quotes now!

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Get instant quotes from regulated and reviewed conveyancing solicitors that cover your area. Our customers save on average £490.

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What if my transaction falls through?

If your property sale falls through, some conveyancers offer a ‘no sale, no fee’ service, meaning you won’t have to pay their legal fees. However, you may still need to cover any disbursements already incurred.

You might want to consider getting Home Buyers Protection Insurance. It allows you to claim back some of your solicitor/ conveyancing feessurvey costs/mortgage valuation fees and mortgage/lender fees in the event of your purchase falling through. And with around 1 in 3 property purchases falling down, getting Home Buyer Protection Insurance in place could prove a wise investment. It costs from just £69.

Get Home Buyers Protection Insurance

Cover for conveyancing, mortgage and survey costs, should your property purchase fall through.

Get Home Buyers Protection

Can DIY conveyancing save on solicitors fees?

If you’re a cash buyer you can do your own conveyancing but if you’re buying or selling with a mortgage, the lender will almost certainly insist that you instruct a conveyancer.

However, be warned: the conveyancing process is time-consuming and complex and you shouldn’t consider DIY conveyancing if you don’t fully understand all the steps and the risks involved. Find out more in our guide Can you do your own conveyancing

How do you find the right conveyancer or solicitor?

Choosing the right conveyancer or solicitor is key to getting the best service at the best price.

Here are the key qualities to look for in a conveyancing solicitor:

  • Experience: Make sure the conveyancer is experienced in your type of property transaction, especially if it’s more complex like a leasehold property.
  • Responsiveness: It’s key to know you’ll be able to get any queries responded to promptly.
  • Reputation: You’ll want to ensure your conveyancer is highly rated. An easy way to do this is by using our online tool to compare conveyancing quotes which shows you a rating next to some of the quotes based on opinions of previous customers.

Also, see our guide on important questions to ask your conveyancing solicitor before instructing.

Frequently Asked Questions

Can I add conveyancing solicitor fees to my mortgage?

No, you cannot add conveyancing fees to your mortgage.

Who pays solicitor fees, buyer or seller?

Conveyancing solicitor fees need to be paid by both the buyer and the seller of the property. Each will pay their own conveyancer or solicitor for the work carried out. However, some fees will only apply to the buyer like property searches and other costs will only apply to the seller.

How much does stamp duty cost?

The amount of stamp duty you’ll pay depends on the value of the property you’re buying, where in the UK you live, whether you’re a first time buyer, whether it’s an additional property and whether you’re a UK resident. If you’re buying a house for £300,000 in England, stamp duty costs £5,000 in most cases. If you’re a first time buyer, your stamp duty bill will be £0. But if you’re buying an additional property your stamp duty will cost £20,000.

Find out more in our guide Stamp duty: Who pays it? When? And how much?

What is the difference between a solicitor and conveyancer?

A conveyancer is a specialist in property law whereas a solicitor is a fully qualified lawyer who can offer full legal services such as divorce proceedings or taking someone to court. Because of their broader legal expertise, solicitors are almost always more expensive than licensed conveyancers. See our guide to the difference between a solicitor and conveyancer.

Related Reads

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