HomeOwners Alliance News

Borrowers could face around a £2,000 a year jump in payments after the average 5 year fixed mortgage rate hit 6% for the first time in three years this week. We explain what to do if your mortgage deal is ending soon.

As rumours swirl around what Chancellor John Healey may announce on 28 October, we look at the latest UK Budget 2026 predictions and how they could affect homeowners, homebuyers and landlords.

Trying to sell when buyers have plenty of properties to choose from can be tough. So we’ve asked estate agent Jeremy Leaf to share his practical tips on how to sell in a slow market – and why starting too high on price can backfire.

The Ideal Home Show at Christmas – now named the Ideal Christmas Show – returns to Olympia London from 26–29 November 2026. and we have some free tickets for you to win and discounted weekend tickets. Hurry, the competition closes on 1st November.

We look at the latest changes to UK property tax in 2026, including the new mansion tax, officially known as the High Value Council Tax Surcharge, as well as other confirmed and rumoured property tax changes affecting homeowners and landlords.

After the previous government rumoured plans for a 1% deposit mortgage scheme which failed to materialise, one lender launched its own. Here we look at how 1% mortgages work, the pros and cons and the next best alternatives

If you want to sell your home before Christmas, there is still time…

The interest rate outlook has shifted due to the conflict in the Middle East. We examine the latest UK interest rate forecasts from economists, financial markets and policymakers and explain what they could mean for your mortgage.

This year’s edition of The Cake & Bake Show is taking place 26-29 November at Olympia Events, London. And you can get free tickets. Here’s how.

Here is what we know so far about the government’s new Your First Home scheme for first-time buyers. We explain how it might work, the potential benefits and risks, and what the experts are saying.

For a limited time only, we are offering free weekday and weekend tickets for Grand Designs Live taking place at Birmingham’s NEC 2-4th October 2026.

As he settles in at No 10, we look at Andy Burnham’s new and potential policies, including council tax, stamp duty, mansion tax, inheritance tax and social care reform, and what they could mean for homeowners, buyers, house prices and your mortgage.

Affordable Art Fair are giving you the chance to enjoy their Autumn show in Battersea on 14 – 18 October 2026 with an exclusive offer. Get £5 off tickets now.

Coventry Building Society’s rule change allows first time buyers to borrow more to get on the property ladder.

Finding trusted tradesmen and avoiding cowboy builders will be easier under a new scheme, says the government. Here’s how it will work.

Feel priced out of the most sought-after postcodes? New findings show that widening your search to neighbouring postcodes could dramatically boost affordability. Here we take a closer look.

Faced with Britains bungalow crisis, Peter Potter and his daughter took matters into their own hands. Their practical approach is one increasingly popular model of how to downsize.

Find out why so many people are relocating on the same date and how to make your move go smoothly.

There’s a lot of speculation over chancellor Rachel Reeves’ inheritance tax changes that may be in the pipeline. We take a look at what’s proposed and how much it could cost you.

Britain’s housing market is at a standstill as our latest research reveals that 74% of people think that it’s too expensive to move. Here’s the latest.

Homeownership remains a powerful aspiration in Britain, but millions of would-be buyers are losing confidence that they will ever achieve it. Our latest survey reveals all.

The Bank of England now expects over five million homeowners to face higher mortgage bills by 2028, one million more than previously estimated.

Chancellor Rachel Reeves unveiled a raft of tax hikes and ISA reforms in her latest Budget. We look at the changes that affect homeowners – plus how to prepare for added costs.

Got a mortgage with Halifax? Here’s what the switch to Lloyds means for your mortgage, savings and bank accounts.

Metro Bank has launched a new Joint Borrower Sole Proprietor (JBSP) mortgage that allows eligible buyers to borrow up to 100% of a property’s value with the support of family. We explain how the new 100% mortgage works, who it’s for and how it compares with other options.

AI in the homebuying process is not yet mainstream but it is changing. Our research explores what sources people trust now and the possible future of AI in the homebuying process.

The First Time Buyer ISA will replace the Lifetime ISA, with upper age limits and withdrawal penalties scrapped, under government plans.

The time it takes to buy a house will be slashed by around four weeks, buyers will save money and fewer sales will fall down, says the government under plans published today to reform home buying and selling in the UK. We drill into the detail.

Our research with integrated retirement community provider ARCO reveals strong interest in this type of later life housing and the key features that drive appeal.

Exciting news as HomeOwners Alliance welcomes leading property and mortgage expert Sarah Tucker as the organisation’s new principal voice on mortgage commentary, insight and advice.