HomeOwners Alliance News

Lloyds is the latest lender to offer a mortgage that lets first time buyers get on the property ladder with just a £5k deposit. We look at how it works, the pros and cons and how to get it.

There’s a lot of speculation over chancellor Rachel Reeves’ inheritance tax changes that may be in the pipeline. We take a look at what’s proposed and how much it could cost you.

We look at the latest changes to UK property tax in 2026, including the new mansion tax, officially known as the High Value Council Tax Surcharge, as well as other confirmed and rumoured property tax changes affecting homeowners and landlords.

29th August 2025 is set to be the UK’s busiest day to move house, with over 22,000 moves expected. So if you’re moving, find out why you could avoid delays and save money by avoiding this date.

More first time buyers can now borrow up to 6 times their salary due to changes to Nationwide’s Helping Hand mortgage. We take a look at what’s changed and if you could benefit…

The Financial Conduct Authority has launched a discussion paper on the potential benefits and risks of changing mortgage rules.

Our latest research reveals that 37% of UK homeowners have regrets about the home they purchased – rising to 63% among younger buyers. Find out why…

More than 800,000 homeowners shelved moving plans because of stamp duty. But it’s not the only thing stopping Brits from moving.

Our latest research poll of the fastest rising housing concerns for Brits over the last 10 years and the top concerns this year.

The newly-launched Delayed Start Mortgage allows first time buyers to put off their first three mortgage payments, but what’s the catch? We take a look.

Donald Trump’s global trade war is causing economic turmoil but it’s actually good news for UK mortgage rates. Here’s why.

Our latest research with the Federation of Master Builders shows there is a widespread misconception that builders are licensed, have insurance to cover accidental damage and should be registered with a regulatory or government body. Which begs the question: why aren’t they?

Our latest research with Lifesearch reveals millions of UK mortgage holders could be living without any financial safety net

More than 1 in 3 Brits Expect Mortgage Rates to Rise in the next 12 months, 2025 HomeOwners Alliance Survey Finds.

When it comes to moving house, staying on top of your money and admin can feel overwhelming. The free HMRC app is packed with features that are helpful for home movers. Here’s how this handy tool can simplify your move and keep important tax information at your fingertips.

The UK interest rate outlook has shifted due to the conflict in the Middle East. Interest rate cuts had been expected for 2026 but the Bank of England has signalled that rates could rise later this year. We look at the latest forecasts and what they mean for your mortgage.

Cavity wall insulation has been retrofit installed in approximately 17 million homes across the UK, but there’s growing concerns for homeowners that are facing the consequences of incorrect installation. Oscar Onsite explains what’s been happening, why there are rising concerns and what you can do about it.

We’re calling on government to step in and help homeowners who are struggling with spray foam insulation mortgage problems, faced with high costs for spray foam removal, can’t access equity release and to tackle the increasing number of vulnerable homeowners being targeted by removal companies.

Almost all homeowners who’ve had external wall insulation fitted in their homes under government schemes require work to correct major issues, a new report reveals. Here’s what you need to know.

Have you ever found a house or flat online that looks perfect, only to find out something fundamental later down the line that means it isn’t right for you? Something quite basic that really should have been made clear? Our latest research takes a snapshot of the essential information estate agents and portals should be reporting up-front in their property listings but consistently fail to share.

Lifetime ISAs offer first time buyers a government bonus of up to £1,000 a year on their savings towards buying a house or pension. But MPs are considering reforming – or even scrapping – LISAs. Here’s what’s going on….

With some dark months still ahead, many of us are looking for ways to boost our moods to beat the winter blues. These 10 easy tweaks to your home could be the answer…

Stamp duty changes coming into force in April 2025 mean all buyers could face higher stamp duty bills, with first time buyers hardest hit.

With the festive season around the corner, prepare your home with the hottest Christmas decor trends for 2024. From big bows to colourful trees here’s what’s selling fast.

It’s been a long wait and after months of speculation and rumour, the ‘painful’ budget is finally here. Here we unpack the changes and what it means for homeowners and those wanting to get onto the property ladder. Here’s our summary of the major changes.

More first time buyers will be able borrow 6 x their salary after Nationwide’s changes to its affordability rules. Here’s what it means for you.

With Chancellor Rachel Reeves set to deliver her first budget on 30 October, we look at what announcements are expected to be made that affect homeowners. Plus, we outline the action we’re calling on the government to take.

We’ve distilled the Labour government’s legislative plans for the year and their latest announcements so we can track what this means for housing and homeowners.

With the 2024 general election looming, what are the main political parties doing to fix the housing crisis? Who will abolish leasehold and build more homes? And where can first time buyers look for help getting on the ladder? Let’s take a look.

Gazumping cases are on the rise. A staggering 37% of buyers are now being gazumped and this is up 6% in the last two years. But while homebuyers can’t prevent this from happening there are things you can do to reduce the impact and put yourself in the best position.