HomeOwners Alliance News

Mortgage rules shake up – for interest-only and self-employed mortgages

Mortgage rules shake up – for interest-only and self-employed mortgages

Borrowers may find it easier to get interest-only mortgages, while more flexibility for first time buyers and the self-employed are also being considered, all under proposed changes to FCA mortgage rules. Have your say.

Homeowners Raid Savings And Rack Up Debt To Cover Home Repair Costs

Homeowners Raid Savings And Rack Up Debt To Cover Home Repair Costs

Our latest research with the Federation of Master Builders reveals that two-thirds of UK homeowners are dipping into savings or investments to cover the cost of essential building work. Here’s what else our latest research found.

Young Homeowners Skipping Traditional Vetting Checks When Hiring a Builder

Young Homeowners Skipping Traditional Vetting Checks When Hiring a Builder

Experts warn a ‘digital-first’ approach to finding a tradesperson could leave younger homeowners more exposed to rogue builders. 

Confusion over financial support leaves Income Protection gaps.

Confusion over financial support leaves Income Protection gaps.

Our latest research with Lifesearch reveals how misconceptions about redundancy pay, sick pay and state support could leave many without financial protection. Here’s why.

Renters’ Rights Act 2025: how it affects shared owners

Renters’ Rights Act 2025: how it affects shared owners

The Renters’ Rights Act introduces some important new benefits for shared owners. But it also creates additional complexities for shared owners who are currently subletting their home or hope to do so in the future. Sue Phillips of Shared Ownership Resources sets out what’s changed and the impact on shared owners.

£5k deposit mortgages: Lloyds launches new first time buyer deal

£5k deposit mortgages: Lloyds launches new first time buyer deal

Lloyds is the latest lender to offer a mortgage that lets first time buyers get on the property ladder with just a £5k deposit. We look at how it works, the pros and cons and how to get it.

Financial Health Check: Most UK homeowners haven’t reviewed their finances in the past year

Financial Health Check: Most UK homeowners haven’t reviewed their finances in the past year

New research from LifeSearch and HomeOwners Alliance exposes a significant and widespread gap in how UK homeowners manage their financial resilience – from reviewing protection cover to understanding their own mortgage, savings and workplace benefits position.

Gardeners World Live Discount Code 2026

Gardeners World Live Discount Code 2026

We’ve got a great Gardener’s World Live Discount Code -offering you 15% off tickets. The show takes place 18 – 21 June 2026 at the NEC, Birmingham.

82% of homeowners would pay more for licensed builders

82% of homeowners would pay more for licensed builders

Our latest research with Federation of Master Builders (FMB) shows 82% of homeowners in the UK would be willing to pay more for licensed builders, with mandatory competence levels.

Bring Back the Bungalow: 1.2 Million ‘Last-Time Buyers’ Abandon Moving Plans

Bring Back the Bungalow: 1.2 Million ‘Last-Time Buyers’ Abandon Moving Plans

Our latest research reveals that 1.2 million UK homeowners aged 55 and over have put plans to move on hold in the past two years, despite initially considering a move.

4 in 10 Buyers Negotiating House Prices

4 in 10 Buyers Negotiating House Prices

In a buyers market – sellers are being advised to price it right first time.

Government urged to tackle spray foam insulation mortgage problems

Government urged to tackle spray foam insulation mortgage problems

We’re calling on government to step in and help homeowners who are struggling with spray foam insulation mortgage problems, faced with high costs for spray foam removal, can’t access equity release and to tackle the increasing number of vulnerable homeowners being targeted by removal companies.

HomeOwners Alliance joins Mortgage Advice Bureau

HomeOwners Alliance joins Mortgage Advice Bureau

We are proud to announce that the HomeOwners Alliance has joined forces with Mortgage Advice Bureau to expand the support, advice and resources available to people navigating the housing market. Here’s what to expect from this new partnership.

Income Protection gaps in understanding leave millions of homeowners financially exposed

Income Protection gaps in understanding leave millions of homeowners financially exposed

Our research in partnership with LifeSearch reveals major gaps in understanding of income protection. Many homeowners misunderstand who income protection is for and when it can help, leaving them more financially exposed than they realise.

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Major lenders have agreed to proactively contact customers whose fixed-rate deals end before the end of the year, setting out their options and how to access bespoke support well before their payments change.

HomeOwners Alliance CEO wins Property Commentator of the Year

HomeOwners Alliance CEO wins Property Commentator of the Year

HomeOwners Alliance CEO Paula Higgins has been recognised as Property Commentator of the Year at the 2026 British Conveyancing Awards for her prominent media role highlighting the issues facing homeowners and shaping housing debate.

Council tax rises 2026: How much more will you pay?

Council tax rises 2026: How much more will you pay?

Every council tax rise in England – mapped and listed – coming into effect this year. We look at how much more it will cost you.

Mortgage Myths Debunked

Mortgage Myths Debunked

Widespread confusion over mortgages is keeping aspiring homeowners on the sidelines, our latest 2026 data reveals. Here are the top mortgage myths debunked.

Homebuilding and Renovating Show Free Tickets 2026

Homebuilding and Renovating Show Free Tickets 2026

We have teamed up with the organisers of the Homebuilding & Renovating Shows, to bring you free tickets to one of the shows taking place around the UK in 2026 Read on to claim your Homebuilding & Renovating show free tickets.

Share your views on Shared Ownership

Share your views on Shared Ownership

If you’re a shared ownership homeowner or planning to buy a shared ownership property in the next year, the Leasehold Advisory Service wants to know what works well and what doesn’t. Plus, if you’re selected, you’ll be paid for your time. Here’s how it works.

My First Mortgage: New 98% mortgage available for first time buyers

My First Mortgage: New 98% mortgage available for first time buyers

First time buyers can buy a home up to £500,000 with just a £10,000 deposit with Santander’s new mortgage. We look at how it works, who can get it, the risks, and what the alternatives are.

How long should a house be on the market to achieve the best price?

How long should a house be on the market to achieve the best price?

How long is too long on the market? Find out the optimal number of days to maximise your sale price.

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

With AI so prevalent in so many walks of life, we’ve asked the digital solution experts at MQube how it’s helping home movers.

6x salary mortgage boost for first time buyers

6x salary mortgage boost for first time buyers

More first time buyers will be able borrow 6 x their salary after Nationwide’s changes to its affordability rules. Here’s what it means for you.

Why Most Home Sellers Lose £25,000 – And How to Make Sure You Don’t!

Why Most Home Sellers Lose £25,000 – And How to Make Sure You Don’t!

We’ve invited Flyp, the platform that helps you sell property, for advice on how to sell in a tough market.

UK home buying and selling reforms will ‘save buyers £100s and speed up process’

UK home buying and selling reforms will ‘save buyers £100s and speed up process’

Plans to speed up house sales ‘will save first time buyers £710’ and make property sales more likely to complete. We look at how the proposed UK home buying and selling reforms could work.

Solid wall insulation problems: nearly all homes need it replaced or repaired, says NAO

Solid wall insulation problems: nearly all homes need it replaced or repaired, says NAO

Almost all homeowners who’ve had external wall insulation fitted in their homes under government schemes require work to correct major issues, a new report reveals. Here’s what you need to know.

Want to sell your home by Christmas?

Want to sell your home by Christmas?

Homeowners looking to sell by Christmas need to act fast and get their property on the market by Thursday 23rd October to maximise their chances of a sale by the last Friday before the festive season.

Exact day to switch on central heating

Exact day to switch on central heating

When to switch on central heating is a common argument in households up and down the country. But one expert says he’s got the right date marked on the calendar…

Busiest Day to Move House in the UK 2025 Revealed

Busiest Day to Move House in the UK 2025 Revealed

29th August 2025 is set to be the UK’s busiest day to move house, with over 22,000 moves expected. So if you’re moving, find out why you could avoid delays and save money by avoiding this date.

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Average house price in the UK: £273,000

+0.1% from the previous month.

Data: Aug'26

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