Our campaigns

Here you'll find the raft of issues we're campaigning on here at the HomeOwners Alliance to get homeowners and aspiring homeowners a better deal

Paula Higgins CEO & Founder

We campaign for government and industry to give a better deal to homeowners, to help more people to realise their dream of owning their own home, and to make buying, selling, managing and improving a home less difficult and expensive. We campaign on issues of concern raised by our users and through our research.  We get change by publishing research, speaking out in the media and providing them with case studies, and lobbying ministers, MPs, government officials, regulators and industry participants. We also work closely with other groups who share our aims.

Campaign successes

As the main consumer group for homeowners in the UK, we have been extremely successful in getting change:

• a new higher rate of stamp duty for property investors, to help homebuyers compete in the market place. We proposed the policy for stamp duty change in 2013. The government announced it in 2015.
• reform of stamp duty to make it less burdensome on first time buyers. See our 2013 report Stamping on Aspiration. The government announced its comprehensive reforms a year later.
• an increase in the tax-free Rent-a-Room allowance for homeowners with lodgers, from £4250 to £7500. We called for the increase in 2013, and the government raised the allowance in 2016. We have since suggested that it should be raised again in line with rents.
• the ban on the sale of new build houses as leasehold rather than freehold, which we called for in our report on leasehold reform Homes Held Hostage. Our report came out in April 2017, and the government pledged to introduce the changes a few months later.  In 2022, government went further and banned ground rent on all new leasehold properties and extensions.

Current major campaigns

Leasehold Reform: We have campaigned long and hard for the phasing out of the leasehold system. The government’s Leasehold and Freehold Reform Act is an important step in this journey. Keep up with the latest changes to benefit leaseholders and a timeline of what’s to come.

Better new build:  Too often homebuyers have problems with their new build homes, and end up in disputes with their developers. We want better quality new homes, and better consumer protection, with an ombudsman to help in disputes between new home buyers and developers. Read all about our new build campaign and specifically our call for a mandatory snagging retention.

Fairer estate agents: Too many homeowners get taken advantage of by estate agents. We need stronger regulation of estate agents, more transparency over fees and sellers’ continuing liabilities to agents, ending unfair contracts, and banning estate agents from offering services to buyers.

Reform the homebuying process: buying or selling a home is too uncertain, takes too long, and is too expensive. One in three house sales falls through, and people can still be left with the costs. We need to streamline the buying and selling of houses by making it easier to share property data electronically between buyers, sellers and their conveyancers, estate agents and lenders. Gazumping needs to be stamped out so there is more certainty when a deal has been agreed. If a buyer or seller pulls out of a purchase before exchange, they should be required to pay the costs of the other. Read more about our campaign for home selling and buying reform. 

More homeownership: the proportion of people owning their own home has declined to the lowest level since the 1980s, and there are now 5 million people who want to own their home but don’t. Reversing this trend is our foundation campaign, kicked off with our landmark report Death of a Dream in 2012. We need more new homes, and make it easier for older people to downsize if they want to.

Scrap stamp duty: The government should abolish stamp duty for those buying a home to live in. Currently it’s a tax on transactions and so results in fewer of them, dampening the housing market and means that people don’t move even when they would like to. It is inefficient and deserves to go.

Housing affordability schemes: The gap between average house prices and wages has widened and there are big regional variations. The ONS calculated in 2021 that people would need to spend over 9 times their earnings to buy a home. Schemes such as First Homes and Shared Ownership are there to help but fall short of making a real difference. Learn more about our Better Shared Ownership Campaign. 

Other campaigns

We continue to campaign on other issues:

• Management of shared open spaces on new build estates: often councils don’t adopt them, and there is room for exploitation as those having to pay a service charge for its upkeep have no means to challenge these charges. Read more about estate charges on new build estates.
• Abolishing VAT on extensions and improvements: you don’t pay VAT if you buy a new house, but you do if you buy a new bedroom. It is time to level the playing field, and stop taxing improvements. Read more about our campaign to slash the cost of home improvements.
• Regulation of builders: homeowners still need more protection from rogue builders, especially those who capitalise on government grants and schemes. A good example is the spray foam scandal. We have written to government urging action. Read more about why we are warning homeowners to NOT install spray foam at this time.

We want to hear from you

Is there an issue you feel passionate about and you think there are others in the same position? Feel free to add a comment below or send an email to hello@hoa.org.uk