Esther Shaw, Author At HomeOwners Alliance

Esther Shaw

Money & Property Journalist

Esther is an award-winning personal finance journalist, writing for national newspapers and magazines for nearly 20 years. She wants to make money easier to understand and believes that knowledge is power when it comes to getting a grip on your finances.

Homeowner Loans explained

Homeowner loans – also known as secured loans or second-charge mortgages – allow you to borrow money using your house as security. They’re common for people who want to borrow more without remortgaging or extending their mortgage. Here we look at how homeowner loans work, how much you can borrow, the pros and cons, how […]

Guarantor mortgages explained

What are guarantor mortgages? When you take out a guarantor mortgage, someone – typically a parent – takes on some of the risk of the mortgage by acting as a guarantor. This usually involves them offering their savings or their home as security against the loan and committing to making the mortgage payments if the […]

Rent to Buy scheme: How does it work?

What is Rent to Buy? Rent to Buy is a government scheme designed to ease the transition from renting to buying a home by providing subsidised rent. You may also hear it referred to as Rent to Save, Rent to Own or Intermediate Rent. With Rent to Buy in England and Northern Ireland, you rent […]

House survey types and costs

What is a house survey? A house survey is an inspection of a property’s condition conducted by experts. The experts – surveyors – inspect the property and tell you if there are any issues to do with the condition of the property from minor to significant structural problems. They will highlight what repairs or alterations […]

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Esther Shaw

Latest Articles by Esther

Homeowner Loans explained

Guarantor mortgages explained

Rent to Buy scheme: How does it work?

House survey types and costs

Other Authors

Expert Contributors

Esther Shaw

Latest Articles by Esther

Homeowner Loans explained

Guarantor mortgages explained

Rent to Buy scheme: How does it work?

House survey types and costs

Other Authors

Expert Contributors

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