HomeOwners Alliance News

housing concerns

Dream to Disaster: 10 years on, Britain’s Housing Crisis Deepens

Our latest research poll of the fastest rising housing concerns for Brits over the last 10 years and the top concerns this year.

delayed start mortgage

The Delayed Start Mortgage lets you postpone your first repayments: Is it a good idea?

The newly-launched Delayed Start Mortgage allows first time buyers to put off their first three mortgage payments, but what’s the catch? We take a look.

trump lower mortgage rates

Trump’s tariffs continue to lower UK mortgage rates

Donald Trump’s global trade war is causing economic turmoil but it’s actually good news for UK mortgage rates. Here’s why.

licensed builders

Almost Half of UK Adults Wrongly Believe Builders Are Licensed

Our latest research with the Federation of Master Builders shows there is a widespread misconception that builders are licensed, have insurance to cover accidental damage and should be registered with a regulatory or government body. Which begs the question: why aren’t they?

no financial safety net

Bricks But No Backup: 2.3 million UK mortgage holders have no financial safety net

Our latest research with Lifesearch reveals millions of UK mortgage holders could be living without any financial safety net

mortgage rate predictions

One in Three Britons Expect Mortgage Rates to Rise

More than 1 in 3 Brits Expect Mortgage Rates to Rise in the next 12 months, 2025 HomeOwners Alliance Survey Finds.

Save £5 on Affordable Art Fair tickets

Save £5 on tickets to the Affordable Art Fair

Affordable Art Fair are giving you the chance to enjoy their Spring Fair in 7 – 11 May with an exclusive offer. Discover over 110 top exhibiting galleries and find the perfect new artwork for your home! Get £5 off tickets now.

Gardeners World Live Discount code

Gardeners World Live Discount Code 2025

We’ve got a great Gardener’s World Live Discount Code -offering you 15% off tickets – and the chance to win free tickets. The show takes place 12 – 15 June 2025 at the NEC, Birmingham

5 ways the HMRC app helps with home-moving admin

When it comes to moving house, staying on top of your money and admin can feel overwhelming. The free HMRC app is packed with features that are helpful for home movers. Here’s how this handy tool can simplify your move and keep important tax information at your fingertips.

interest rate predictions

Will the Bank of England cut interest rates on 19 June?

Following the Bank’s decision to cut interest rates from 4.5% to 4.25% on 8 May, we look at what’s predicted to happen when the Monetary Policy Committee makes its next announcement on the base rate in June.

cavity wall insulation

UK homeowners facing cavity wall insulation failures

Cavity wall insulation has been retrofit installed in approximately 17 million homes across the UK, but there’s growing concerns for homeowners that are facing the consequences of incorrect installation. Oscar Onsite explains what’s been happening, why there are rising concerns and what you can do about it.

spray foam insulation mortgage problems

Government urged to tackle spray foam insulation mortgage problems

We’re calling on government to step in and help homeowners who are struggling with spray foam insulation mortgage problems, faced with high costs for spray foam removal, can’t access equity release and to tackle the increasing number of vulnerable homeowners being targeted by removal companies.

solid wall insulation

Solid wall insulation problems: government warning

Homeowners who’ve had external wall insulation or internal wall insulation fitted in their homes under government schemes may be at risk of damp and mould. Here’s the latest news on solid wall insulation problems and how to find out if you’re affected.

property portals

Property portals and estate agents failing consumers by not flagging deal-breakers

Have you ever found a house or flat online that looks perfect, only to find out something fundamental later down the line that means it isn’t right for you? Something quite basic that really should have been made clear? Our latest research takes a snapshot of the essential information estate agents and portals should be reporting up-front in their property listings but consistently fail to share.

lifetime ISA

Lifetime ISA review launched asking if it’s ‘fit for purpose’

Lifetime ISAs offer first time buyers a government bonus of up to £1,000 a year on their savings towards buying a house or pension. But MPs are considering reforming – or even scrapping – LISAs. Here’s what’s going on….

boost your mood

10 ways to give your home a mood-boosting makeover

With some dark months still ahead, many of us are looking for ways to boost our moods to beat the winter blues. These 10 easy tweaks to your home could be the answer…

stamp duty changes

First time buyers: Get moving by March or pay £1,000s extra due to stamp duty changes

Stamp duty changes coming into force in April 2025 mean all buyers could face higher stamp duty bills, with first time buyers hardest hit.

christmas decor trends

9 Christmas décor trends for 2024

With the festive season around the corner, prepare your home with the hottest Christmas decor trends for 2024. From big bows to colourful trees here’s what’s selling fast.

Budget 2024

Budget 2024: what this means for you

It’s been a long wait and after months of speculation and rumour, the ‘painful’ budget is finally here. Here we unpack the changes and what it means for homeowners and those wanting to get onto the property ladder. Here’s our summary of the major changes.

6x salary mortgage

6x salary mortgage boost for first time buyers

More first time buyers will be able borrow 6 x their salary after Nationwide’s changes to its affordability rules. Here’s what it means for you.

Budget 2024 predictions

Budget 2024 predictions

With Chancellor Rachel Reeves set to deliver her first budget on 30 October, we look at what announcements are expected to be made that affect homeowners. Plus, we outline the action we’re calling on the government to take.

What a new Labour government means for you

What a Labour government means for you

We’ve distilled the Labour government’s legislative plans for the year and their latest announcements so we can track what this means for housing and homeowners.

housing manifestos

What the manifestos promise for housing

With the 2024 general election looming, what are the main political parties doing to fix the housing crisis? Who will abolish leasehold and build more homes? And where can first time buyers look for help getting on the ladder? Let’s take a look.

Gazumping

Home Buyers urged to protect themselves as ‘Gazumping’ reaches record levels

Gazumping cases are on the rise. A staggering 37% of buyers are now being gazumped and this is up 6% in the last two years. But while homebuyers can’t prevent this from happening there are things you can do to reduce the impact and put yourself in the best position.

general election housing

General Election: 5 Asks to Help Homeownership

Owning a home shouldn’t be a luxury. With a General Election date set political parties need to make fixing the current housing crisis central to their campaigns. Here are our top asks.

new homes quality code review

New Homes Quality Code Review

Have your say on the New Homes Quality Code and your new build home buying experience.

conveyancing process

Only 40% of UK adults know what conveyancing is

With only two in five UK adults understanding the conveyancing process and 40% of them wrongly think that the conveyancer checks the structure of the property, our latest research highlights why we need to raise awareness of the homebuying and selling process.

shared ownership council

New Shared Ownership Council launches

A new Shared Ownership Council will help drive cross-industry improvements and ensure people buying shared ownership are better informed.

energy efficient homes

10 million UK homeowners experience barriers to creating energy efficient homes

If we want to improve the UK’s housing stock, have warmer homes and meet our Net Zero targets, then something needs to change. Our latest survey shows most homeowners in 2024 see the biggest barrier as £££.

1% deposit mortgage

Could you get a 1% deposit mortgage?

After the previous government rumoured plans for a 1% deposit mortgage scheme which failed to materialise, one lender launched its own. Here we look at how 1% mortgages work, the pros and cons and the next best alternatives

House price watch


Average house price in the UK: £271,000

+0.3% from the previous month.

Data: Apr ’25

UK map
View house price report
Sign up now
?>
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

Strictly Necessary Cookies

Strictly Necessary Cookies are required for the website to function correctly.

Show details
Analytics Cookies

This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.

Keeping these cookies enabled helps us to improve our website.

Show details