Mortgage News

Sarah Tucker, HomeOwners Alliance Mortgage Expert
HomeOwners Alliance
Mortgage Expert

Get the latest UK mortgage news, including mortgage rate changes, Bank of England updates, lender announcements, remortgage news and expert analysis from HomeOwners Alliance mortgage expert Sarah Tucker.

Best mortgage rates

Best mortgage rates

As mortgage rates edge back up as renewed fighting in the Middle East stokes inflation fears, we look at what’s happening with the best mortgage rates in the UK. Read on for today’s lowest mortgage rates (updated daily), the best remortgage deals, best 5 year fixed rates, Buy to Let mortgage deals and more.

Mortgage rate predictions 2026: Are mortgage rates going down?

Mortgage rate predictions 2026: Are mortgage rates going down?

As mortgage rates creep up after recent cuts, we break down the latest mortgage rate predictions for 2026 and 2027, and what the wider UK interest rate outlook could mean if you’re buying or remortgaging.

One million more homeowners face higher mortgage payments after mortgage rates rise

One million more homeowners face higher mortgage payments after mortgage rates rise

The Bank of England now expects over five million homeowners to face higher mortgage bills by 2028, one million more than previously estimated.

Halifax changing to Lloyds: what it means for your mortgage

Halifax changing to Lloyds: what it means for your mortgage

Got a mortgage with Halifax? Here’s what the switch to Lloyds means for your mortgage, savings and bank accounts.

Could Metro Bank’s new 100% mortgage help you buy a home?

Could Metro Bank’s new 100% mortgage help you buy a home?

Metro Bank has launched a new Joint Borrower Sole Proprietor (JBSP) mortgage that allows eligible buyers to borrow up to 100% of a property’s value with the support of family. We explain how the new 100% mortgage works, who it’s for and how it compares with other options.

AI in the homebuying process: change is starting but trusted human experts still lead the way

AI in the homebuying process: change is starting but trusted human experts still lead the way

AI in the homebuying process is not yet mainstream but it is changing. Our research explores what sources people trust now and the possible future of AI in the homebuying process.

New First Time Buyer ISA to be launched in savings overhaul

New First Time Buyer ISA to be launched in savings overhaul

The First Time Buyer ISA will replace the Lifetime ISA, with upper age limits and withdrawal penalties scrapped, under government plans.

Andy Burnham’s Potential Policies: What they could mean for homeowners

Andy Burnham’s Potential Policies: What they could mean for homeowners

As he gets the keys to No 10, we look at Andy Burnham’s potential policies, including council tax and stamp duty reform, and what they could mean for homeowners, buyers, house prices and mortgages.

HomeOwners Alliance partners with leading property expert Sarah Tucker

HomeOwners Alliance partners with leading property expert Sarah Tucker

Exciting news as HomeOwners Alliance welcomes leading property and mortgage expert Sarah Tucker as the organisation’s new principal voice on mortgage commentary, insight and advice.

Mortgage rules shake up – for interest-only and self-employed mortgages

Mortgage rules shake up – for interest-only and self-employed mortgages

Borrowers may find it easier to get interest-only mortgages, while more flexibility for first time buyers and the self-employed are also being considered, all under proposed changes to FCA mortgage rules. Have your say.

£5k deposit mortgages: Lloyds launches new first time buyer deal

£5k deposit mortgages: Lloyds launches new first time buyer deal

Lloyds is the latest lender to offer a mortgage that lets first time buyers get on the property ladder with just a £5k deposit. We look at how it works, the pros and cons and how to get it.

HomeOwners Alliance joins Mortgage Advice Bureau

HomeOwners Alliance joins Mortgage Advice Bureau

We are proud to announce that the HomeOwners Alliance has joined forces with Mortgage Advice Bureau to expand the support, advice and resources available to people navigating the housing market. Here’s what to expect from this new partnership.

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Major lenders have agreed to proactively contact customers whose fixed-rate deals end before the end of the year, setting out their options and how to access bespoke support well before their payments change.

Mortgage Myths Debunked

Mortgage Myths Debunked

Widespread confusion over mortgages is keeping aspiring homeowners on the sidelines, our latest 2026 data reveals. Here are the top mortgage myths debunked.

Latest UK Interest Rate Forecasts: Will the Bank of England cut interest rates on 30 July 2026?

Latest UK Interest Rate Forecasts: Will the Bank of England cut interest rates on 30 July 2026?

The interest rate outlook has shifted due to the conflict in the Middle East. As the Bank of England holds interest rates for the fourth time at 3.75% on 18 June, we examine the latest UK interest rate forecasts from economists, financial markets and policymakers and explain what they could mean for your mortgage.

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