Mortgage News

Sarah Tucker, HomeOwners Alliance Mortgage Expert
HomeOwners Alliance
Mortgage Expert

Get the latest UK mortgage news, including mortgage rate changes, Bank of England updates, lender announcements, remortgage news and expert analysis from HomeOwners Alliance mortgage expert Sarah Tucker.

Best mortgage rates

Best mortgage rates

As lenders continue to cut mortgage rates amid hopes of a rates war, we look at what’s happening with the best mortgage rates in the UK. Read on for today’s lowest mortgage rates (updated daily), the best remortgage deals, best 5 year fixed rates, Buy to Let mortgage deals and more.

Mortgage rate predictions 2026: Are mortgage rates going down?

Mortgage rate predictions 2026: Are mortgage rates going down?

Mortgage rates are falling after recent hikes, but the outlook remains uncertain. We break down the latest mortgage rate predictions for 2026 and 2027, and what the wider UK interest rate outlook could mean if you’re buying or remortgaging.

AI in the homebuying process: change is starting but trusted human experts still lead the way

AI in the homebuying process: change is starting but trusted human experts still lead the way

AI in the homebuying process is not yet mainstream but it is changing. Our research explores what sources people trust now and the possible future of AI in the homebuying process.

Andy Burnham’s Potential Policies: What they could mean for homeowners

Andy Burnham’s Potential Policies: What they could mean for homeowners

As Keir Starmer steps down as Prime Minister, we look at the front-runner to replace him Andy Burnham’s potential policies and what they could mean for homeowners, house prices and mortgages and what impact it might have on your home move.

HomeOwners Alliance partners with leading property expert Sarah Tucker

HomeOwners Alliance partners with leading property expert Sarah Tucker

Exciting news as HomeOwners Alliance welcomes leading property and mortgage expert Sarah Tucker as the organisation’s new principal voice on mortgage commentary, insight and advice.

Mortgage rules shake up – for interest-only and self-employed mortgages

Mortgage rules shake up – for interest-only and self-employed mortgages

Borrowers may find it easier to get interest-only mortgages, while more flexibility for first time buyers and the self-employed are also being considered, all under proposed changes to FCA mortgage rules. Have your say.

£5k deposit mortgages: Lloyds launches new first time buyer deal

£5k deposit mortgages: Lloyds launches new first time buyer deal

Lloyds is the latest lender to offer a mortgage that lets first time buyers get on the property ladder with just a £5k deposit. We look at how it works, the pros and cons and how to get it.

HomeOwners Alliance joins Mortgage Advice Bureau

HomeOwners Alliance joins Mortgage Advice Bureau

We are proud to announce that the HomeOwners Alliance has joined forces with Mortgage Advice Bureau to expand the support, advice and resources available to people navigating the housing market. Here’s what to expect from this new partnership.

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Lenders to contact 1.6 million homeowners facing higher mortgage costs amid Middle East conflict

Major lenders have agreed to proactively contact customers whose fixed-rate deals end before the end of the year, setting out their options and how to access bespoke support well before their payments change.

Mortgage Myths Debunked

Mortgage Myths Debunked

Widespread confusion over mortgages is keeping aspiring homeowners on the sidelines, our latest 2026 data reveals. Here are the top mortgage myths debunked.

Latest UK Interest Rate Forecasts: Will the Bank of England cut interest rates on 30 July 2026?

Latest UK Interest Rate Forecasts: Will the Bank of England cut interest rates on 30 July 2026?

The interest rate outlook has shifted due to the conflict in the Middle East. As the Bank of England holds interest rates for the fourth time at 3.75% on 18 June, we examine the latest UK interest rate forecasts from economists, financial markets and policymakers and explain what they could mean for your mortgage.

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