Sarah Tucker

CeMAP-qualified Mortgage Expert

Sarah Tucker is the HomeOwners Alliance Mortgage Expert. As an experienced mortgage broker, and Founder of the Mortgage Mum, Sarah is known for making complex housing and mortgage issues easy to understand for homeowners and buyers. She is the resident mortgage expert on ITV’s This Morning and a highly respected industry leader and trusted media voice, regularly appearing on Sky News, BBC News and regularly invited to Downing Street to advise on housing and financial inclusion.

Latest Articles by Sarah

First time buyers ‘can get 6.5x income mortgages’

Eligible first time buyers can now borrow up to 6.5 times their income with Coventry Building Society, with mortgages available up to 95% LTV, equivalent to a 5% deposit. The lender said the move will support people by maximising their borrowing potential when getting onto the property ladder. To be eligible for a 6.5 times […]

Remortgaging a leasehold property: process and costs

Remortgaging a leasehold at a glance Can you remortgage a leasehold property? Yes. Remortgaging a leasehold property can be slightly more complicated than remortgaging a freehold home because lenders need to assess factors such as the remaining lease length, ground rent, service charges, and the building’s management arrangements. That said, thousands of leaseholders switch mortgage […]

Track Record mortgages: How Skipton’s no-deposit mortgage works

A Track Record mortgage is Skipton Building Society’s 100% mortgage designed to help eligible renters buy a home without needing a deposit. Instead of relying on savings alone, it also takes your rental payment history into account alongside standard affordability checks. Track Record mortgages: at a glance What is a Track Record mortgage? […]

New Build Boost scheme explained

New Build Boost is a mortgage scheme from Gen H that lets eligible buyers purchase selected new-build homes with a 5% deposit, an 80% mortgage and a 15% interest-free equity loan. New Build Boost at a glance What is the New Build Boost scheme? New Build Boost is a mortgage scheme from Gen […]

Halifax changing to Lloyds: what it means for your mortgage

Why is Halifax changing to Lloyds? What happens to my Halifax mortgage? If you have a Halifax mortgage, you don’t need to do anything. Lloyds says the change is mainly to the branding and your existing mortgage will continue as normal. Lloyds’ consumer relations boss, Jas Singh, said: “As Halifax changes to Lloyds, our Halifax […]

Could Metro Bank’s new 100% mortgage help you buy a home?

Metro Bank has launched a new 100% mortgage product to help both first time buyers and home movers buy a home without a deposit by leveraging support from a family member. The clunkily named Joint Borrower Sole Proprietor (JBSP) mortgage allows a family member to help someone qualify for a mortgage without becoming a legal […]

Guides Reviewed

Student Mortgages: Can You Get a Mortgage as a Student?

Getting a mortgage as a student is possible, but if you have little or no regular income, you’ll usually need a specialist mortgage and support from your family. Getting a mortgage as a student – at a glance: Can a student get a mortgage? Yes, it is possible to get a mortgage as […]

Best mortgage rates

Best mortgage rates: at a glance Voted Best Comparison Site for Mortgages We’re delighted to have won Best Comparison Site for Mortgages at the what MORTGAGE Awards 2026, voted for by you. Current best mortgage rates (Purchase) Buying a house? Here are the current best mortgage rates for 2 and 5 year fixed […]

Best Mortgage Lenders

Best Mortgage Lenders October 2026 Finding the best mortgage lender and deal for you is essential. This is because taking out a mortgage is one of the biggest financial decisions you’re ever likely to make. Here’s our roundup of a selection of UK mortgage providers along with the pros and cons of each. There are […]

30 Year Mortgages Explained

What is a 30-year mortgage? A 30 year mortgage is a home loan which you repay over three decades. The 30 years refers to the mortgage term. It is the total time you will borrow the money for and the number of years you will make repayments for until the debt is cleared. For decades, […]

Mortgage rate predictions 2026: Are mortgage rates going down?

Are mortgage rates going down? Not at the moment. The average 5 year fixed mortgage rate hit 6% on 5 October 2026, according to Moneyfacts, while the average 2 year fixed rate reached 5.98%. Many lenders have increased fixed rates, in some cases more than once, as the escalating conflict in the Middle East continues […]

Mortgage in Principle

Mortgage in Principle Many estate agents will ask if you have a Mortgage in Principle before you start the home buying process – but do you really need one? We explain what a Mortgage in Principle is, when you need one, how to get one quickly, and what you need to be aware of. A […]

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