Sarah Tucker, Author At HomeOwners Alliance

Sarah Tucker

Mortgage Expert

Sarah Tucker is the HomeOwners Alliance Mortgage Expert. As an experienced mortgage broker, and Founder of the Mortgage Mum, Sarah is known for making complex housing and mortgage issues easy to understand for homeowners and buyers. She is the resident mortgage expert on ITV’s This Morning and a highly respected industry leader and trusted media voice, regularly appearing on Sky News, BBC News and regularly invited to Downing Street to advise on housing and financial inclusion.

Track Record mortgages: How Skipton’s no-deposit mortgage works

A Track Record mortgage is Skipton Building Society’s 100% mortgage designed to help eligible renters buy a home without needing a deposit. Instead of relying on savings alone, it also takes your rental payment history into account alongside standard affordability checks. Track Record mortgages: at a glance What is a Track Record mortgage? […]

New Build Boost scheme explained

New Build Boost is a mortgage scheme from Gen H that lets eligible buyers purchase selected new-build homes with a 5% deposit, an 80% mortgage and a 15% interest-free equity loan. New Build Boost at a glance What is the New Build Boost scheme? New Build Boost is a mortgage scheme from Gen […]

Halifax changing to Lloyds: what it means for your mortgage

Why is Halifax changing to Lloyds? What happens to my Halifax mortgage? If you have a Halifax mortgage, you don’t need to do anything. Lloyds says the change is mainly to the branding and your existing mortgage will continue as normal. Lloyds’ consumer relations boss, Jas Singh, said: “As Halifax changes to Lloyds, our Halifax […]

Could Metro Bank’s new 100% mortgage help you buy a home?

Metro Bank has launched a new 100% mortgage product to help both first time buyers and home movers buy a home without a deposit by leveraging support from a family member. The clunkily named Joint Borrower Sole Proprietor (JBSP) mortgage allows a family member to help someone qualify for a mortgage without becoming a legal […]

Switching to a Buy to Let mortgage: how it works and your options

What does switching to a Buy to Let mortgage mean? Your options for switching to a Buy to Let mortgage Can I switch my residential mortgage to a Buy to Let mortgage? Whether you need consent to let, a Buy to Let mortgage or a Let to Buy mortgage depends on whether you’re […]

How much Buy to Let deposit do I need?

Key takeaway: Most Buy to Let mortgages require a 25% deposit, although some lenders accept 20% and a small number offer 15% deposit mortgages. In practice, Buy to Let deposits typically range from 20% to 40%+, depending on the lender and property. Buy to Let mortgage deposits: at a glance What is a […]

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Sarah Tucker

Latest Articles by Sarah

Track Record mortgages: How Skipton’s no-deposit mortgage works

New Build Boost scheme explained

Halifax changing to Lloyds: what it means for your mortgage

Could Metro Bank’s new 100% mortgage help you buy a home?

Switching to a Buy to Let mortgage: how it works and your options

How much Buy to Let deposit do I need?

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