Rebecca Gamble, Author At HomeOwners Alliance

Rebecca Gamble

Consumer Journalist

Rebecca Gamble is a highly-experienced former national newspaper news reporter, who is now a magazine and web journalist specialising in personal finance, property and consumer issues. Now freelance after holding senior in-house positions, Rebecca has edited Woman’s Own’s consumer column Money Matters for several years and undertakes commissions from a wide range of publications including Woman magazine. Previous publications include Daily Mirror, Sunday Mirror, the Daily Express and a number of women’s magazines.

Why are retirement flats not selling?

Why are retirement flats not selling? New retirement flats are an attractive proposition. A nice shiny new place to down-size to, with everything you need from like-minded neighbours, an on-call manager and possibly a range of facilities too. So why then are they so hard to sell on? This isn’t a new phenomena or a […]

First time buyers and retirees could benefit from possible FCA mortgage rules changes

The UK’s financial watchdog has launched a ‘public conversation’ on the future of the mortgage market, aiming to boost homeownership and support growth. The Financial Conduct Authority (FCA) has published a discussion paper that sets out the potential benefits and risks of rule changes. The regulator says more flexibility could help lenders tailor products more […]

How long does it take to buy a house?

KEY INFORMATION How long does it take to buy a house in the UK? Buying a house timeline Buying a house takes an average of 5 months from when your offer is accepted, according to government figures. But the timeframe can vary a lot in the UK depending on factors like whether you’re in a […]

Remortgage Calculator

Remortgage Calculator When your current mortgage deal ends you’ll be moved to your lender’s more expensive standard variable rate unless you remortgage to a new deal. Our remortgage calculator estimates the monthly cost of your remortgage repayments instantly. Use it to work out your likely new costs, compare two mortgages and then speak to our […]

Tracker mortgages explained

What is a tracker mortgage? A tracker mortgage is a type of variable rate mortgage that “tracks” a base rate, usually the Bank of England’s base rate. So if interest rates increase or decrease, the rate you’ll pay on your mortgage will go up or down by the same amount. This can make tracker mortgages […]

The Delayed Start Mortgage lets you postpone your first repayments: Is it a good idea?

Skipton Building Society has launched a new mortgage that allows first time buyers to delay their first three mortgage payments. A survey from the lender found first time buyers faced high costs when buying their homes, including an average of nearly £3,500 on furniture and £2,600 on kitchen appliances, causing 63% to feel financially strained. […]

Name	Provider	Description	Expiration
PHPSESSID	hoa.org.uk	Essential for website to function properly	When the browsing session ends
hoa_newsletter_pop	hoa.org.uk	Ensures that the newsletter signup popup is only displayed once to a visitor, and isn't displayed on every page load	7 days
newsletterpage2	hoa.org.uk	Delays the display of the newsletter signup popup until the user is on their second page view	1 hour
reviewPop	hoa.org.uk	Ensures that the reviews pop is only displayed once to a visitor	24 hours
Local Storage (not a cookie)	youtube-nocookie.com	YouTube tracking cookie that is only set when a video is played on our site	n/a
moove_gdpr_popup	hoa.org.uk	Saves your preferences for cookie settings	365 days
ai_session	www.landc.co.uk	Preserves users states across page requests	30 minutes
ai_user	www.landc.co.uk	Used by Microsoft Application Insights software to collect statistical usage and telemetry information. The cookie stores a unique identifier to recognize users on returning visits over time	24 hours
Local Storage (not a cookie)	https://www.landc.co.uk	Enables the L&C comparison tools to function correctly	n/a
ARRAffinitySameSite	white.reallymoving.com	Used to distribute traffic to the website on several servers in order to optimise response times	When the browsing session ends
ASP.NET_SessionId	white.reallymoving.com	Preserves the visitor’s session state across page requests	When the browsing session ends
__cf_bm	checkatrade.com	To allow users to search the Checkatrade search widget	30 minutes

Name	Provider	Description	Expiration
_ga	hoa.org.uk	This is a unique ID that is used to generate statistical data on how the visitor uses their website	48 hours
_ga_X2LEWPWZEG	hoa.org.uk	Required for Google Analytics to be able to collect anonymous data	48 hours
_gid	hoa.org.uk	This is a unique ID that is used to generate statistical data on how the visitor uses their website	24 hours
_gat_UA-32915409-1	hoa.org.uk	Required for Google Analytics to be able to collect anonymous data	90 days

Rebecca Gamble

Latest Articles by Rebecca

Why are retirement flats not selling?

First time buyers and retirees could benefit from possible FCA mortgage rules changes

How long does it take to buy a house?

Remortgage Calculator

Tracker mortgages explained

The Delayed Start Mortgage lets you postpone your first repayments: Is it a good idea?

Other Authors

Expert Contributors