Paula Higgins, Author At HomeOwners Alliance

Paula Higgins

CEO & Founder

After spending 15 years reforming housing policy in government, Paula set up the HomeOwners Alliance to give homeowners a voice. Paula is the public face of the organisation with regular appearances on TV (BBC News, This Morning, Rip off Britain) and Radio (Radio 4 You & Yours, Moneybox and Radio 5 Live), attending government and industry groups and spearheading our campaigns. Paula is a property expert for The Sun, and has also written for and contributed to a number of publications including The Times, Daily Mail, iNews and House Beautiful.

Share your views on Shared Ownership

Call for Shared Ownership research participants Who they’re looking for Shared ownership homeowners or those considering purchasing a shared ownership property in the next year in England or Wales. If you own a shared ownership property: The researchers would be especially interested in talking to people who have had issues or have sought advice about […]

Share of freehold explained

KEY INFORMATION Share of freehold: At a glance What it is: A type of ownership that means you own your flat on a leasehold basis, but also jointly own the freehold of the building and the land it stands on. Main benefits: Greater control, easier lease extensions, and no external freeholder. Key drawbacks: Shared responsibility […]

2 or 5 Year Fixed Mortgage?

KEY INFORMATION 2 or 5 year fixed mortgage – At a glance Choosing between a 2 or 5 year fixed mortgage? Here are the key differences: Feature 2 year fix 5 year fix Rates Typically slightly lower Typically slightly higher Stability period 2 years 5 years Flexibility May be easier to move. Can remortgage sooner […]

Buying a bungalow: Everything you need to know before you buy

KEY INFORMATION Buying a bungalow: At a glance Should I buy a bungalow? Here are some of the reasons why buying a bungalow may be right for you. Who a bungalow suits There are a number of types of buyers who typically suit buying a bungalow including: Guide to Downsizing: Pros & Cons and What […]

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

Buying a home is an exciting but often complex process. It’s typically slow, paperwork-heavy, and characterised by stress, delays, and uncertainty. But, with AI becoming more integrated into various aspects of the homebuying journey, the way people search for homes, receive advice, and secure a mortgage is changing, making the process faster, more efficient, and […]

Budget 2025: What does it mean for homeowners?

KEY INFORMATION Budget 2025: At a glance Here are the key announcements of the Budget 2025 that will affect homeowners. New Mansion Tax Owners of £2m+ homes in England will be hit by an annual levy of up to £7,500 per year, under the new mansion tax announced by Chancellor Rachel Reeves in the Budget […]

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Paula Higgins

Latest Articles by Paula

Share your views on Shared Ownership

Share of freehold explained

2 or 5 Year Fixed Mortgage?

Buying a bungalow: Everything you need to know before you buy

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

Budget 2025: What does it mean for homeowners?

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