Paula Higgins, Author At HomeOwners Alliance

Paula Higgins

CEO & Founder

After spending 15 years reforming housing policy in government, Paula set up the HomeOwners Alliance to give homeowners a voice. Paula is the public face of the organisation with regular appearances on TV (BBC News, This Morning, Rip off Britain) and Radio (Radio 4 You & Yours, Moneybox and Radio 5 Live), attending government and industry groups and spearheading our campaigns. Paula is a property expert for The Sun, and has also written for and contributed to a number of publications including The Times, Daily Mail, iNews and House Beautiful.

Share of freehold explained

KEY INFORMATION Share of freehold: At a glance What it is: A type of ownership that means you own your flat on a leasehold basis, but also jointly own the freehold of the building and the land it stands on. Main benefits: Greater control, easier lease extensions, and no external freeholder. Key drawbacks: Shared responsibility […]

2 or 5 Year Fixed Mortgage?

KEY INFORMATION 2 or 5 year fixed mortgage – At a glance Choosing between a 2 or 5 year fixed mortgage? Here are the key differences: Feature 2 year fix 5 year fix Rates Typically slightly lower Typically slightly higher Stability period 2 years 5 years Flexibility May be easier to move. Can remortgage sooner […]

Buying a bungalow: Everything you need to know before you buy

KEY INFORMATION Buying a bungalow: At a glance Should I buy a bungalow? Here are some of the reasons why buying a bungalow may be right for you. Who a bungalow suits There are a number of types of buyers who typically suit buying a bungalow including: Guide to Downsizing: Pros & Cons and What […]

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

Buying a home is an exciting but often complex process. It’s typically slow, paperwork-heavy, and characterised by stress, delays, and uncertainty. But, with AI becoming more integrated into various aspects of the homebuying journey, the way people search for homes, receive advice, and secure a mortgage is changing, making the process faster, more efficient, and […]

Budget 2025: What does it mean for homeowners?

KEY INFORMATION Budget 2025: At a glance Here are the key announcements of the Budget 2025 that will affect homeowners. New Mansion Tax Owners of £2m+ homes in England will be hit by an annual levy of up to £7,500 per year, under the new mansion tax announced by Chancellor Rachel Reeves in the Budget […]

4 in 10 Buyers Negotiating House Prices

New research from the HomeOwners Alliance shows that four in ten (39%) UK homeowners negotiated a deal on their house purchase. So sellers who pitch too high risk losing serious offers. Today’s housing market is finely balanced between negotiation and paying the asking price – and getting the sale price right from the outset is […]

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Paula Higgins

Latest Articles by Paula

Share of freehold explained

2 or 5 Year Fixed Mortgage?

Buying a bungalow: Everything you need to know before you buy

From Search to Sale: How AI is Elevating the Homebuyer Experience and Shaping the Property Market

Budget 2025: What does it mean for homeowners?

4 in 10 Buyers Negotiating House Prices

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