Get Life Insurance Quotes

LifeSearch is a leading broker of tailored life insurance solutions, with a clear mission: to protect people properly. They work with a wide range of trusted UK insurers – providing personalised advice and dependable, ongoing support to help you protect the people who matter most.

Life insurance protects your loved ones with a lump sum payout, ensuring that they don’t suffer financially if you pass away. A policy is usually bought to cover the period (or term) that your family most need help i.e. during a mortgage term, or when your children are financially dependent on you.

Life insurance usually covers common causes of death, including cancer, heart conditions, and accidents. Some policies may also include cover for terminal illness, suicide, or pre-existing medical conditions – depending on your individual circumstances and the insurer’s criteria. A LifeSearch adviser can guide you through your options and help you find the right cover for your needs.

It all depends on a few things; your health, your age, your smoker status, the amount of cover you’re after and maybe even your hobbies. 

Critical illness insurance is designed to pay out a tax-free lump sum if you’re diagnosed with a serious illness or suffer a major injury. It can provide vital financial support at a difficult time – and you may choose to use the payout to reduce or repay your mortgage if you’re unable to work due to illness.

Mortgage life insurance typically refers to a type of life insurance known as decreasing cover. This means the amount you’re insured for gradually reduces in line with the outstanding balance on your repayment mortgage.