Ready to Get Started?
Call us to speak to an adviser today
01702 419156
Compare the best first time buyer mortgage rates and deals
- Search today’s best mortgage deals
- Personalised, fee-free advice
- From the award winning advisers at Mortgage Advice Bureau*
No obligation. Checking your options won’t affect your credit score.
1000s of deals from 100+ lenders
Including 100% and 5% deposit mortgages
Fee-free mortgage advice
* Your home may be repossessed if you do not keep up repayments on your mortgage. Please note some branches of Mortgage Advice Bureau may charge a fee for mortgage advice if you go direct. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. So make sure you use this form or phone 01702 419156 for fee-free advice.
Discuss your mortgage options…
Enter a few details and find out what your mortgage might look like. All HomeOwners Alliance customers receive Mortgage Advice Bureau expert advice absolutely FREE.
Your home may be repossessed if you do not keep up repayments on your mortgage. Please note some branches of Mortgage Advice Bureau charge a fee for mortgage advice if you go direct, so make sure you use this form or phone number.
Simply fill out this short form and an expert adviser will be in touch today.
Frequently asked questions
How does this mortgage service work?
All our HomeOwners Alliance customers receive Mortgage Advice Bureau’s expert advice absolutely free. Their experts will search over 100 lenders to find you the right deal.
Some branches of Mortgage Advice Bureau may charge a fee for mortgage advice if you go direct. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. However, you can get fee-free advice from Mortgage Advice Bureau by submitting this enquiry form or by calling 01702 419156.
How many lenders do you compare?
The expert advisers at Mortgage Advice Bureau will search over 100 lenders to find the right mortgage for you.
Can I get a Decision In Principle?
A Decision in Principle will give you an idea of what you can borrow and is a good idea before you start house hunting. You can get a Decision in Principle from the expert advisers at Mortgage Advice Bureau. There is no obligation to get a mortgage.
How much deposit do I need for a mortgage?
You’ll usually need at least a 5% deposit to buy a house, however, the bigger your deposit, the bigger the choice of mortgages you’ll typically have, and you’ll typically get access to better mortgage rates too.
In some cases, you can buy a house without having a deposit. The mortgage experts at Mortgage Advice Bureau can help you explore options.
How long does it take to get a mortgage?
A mortgage application typically takes two to four weeks to process. Factors such as how busy the lender is, how straightforward your circumstances are and how quickly you respond to any requests can influence how long it takes for a mortgage to be approved.
Got another question?
We’re here to help. Our expert advisers are on hand to answer any questions you have about getting your mortgage.
Enquire now or telephone: 01702 419156.
Telephone lines are open Monday-Saturday 9am-5pm.
Useful calculators
Your home may be repossessed if you do not keep up repayments on your mortgage. HomeOwners Alliance Ltd is registered in England, company number 07861605. Information provided on HomeOwners Alliance is not intended as a recommendation or financial advice. HomeOwners Alliance Ltd is an Introducer Appointed Representative of Mortgage Advice Bureau (Derby) Limited which is authorised and regulated by the Financial Conduct Authority. Please note some branches of Mortgage Advice Bureau may charge a fee for mortgage advice if you go direct. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. So make sure you enquire via our website or use the telephone number on this page for fee-free advice. If you take out a mortgage or protection product through Mortgage Advice Bureau, they pay us a referral fee of 25%. You are not obliged to use their services.