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Can you buy a house without a mortgage?

How to buy a house without a mortgage

Getting a mortgage can be tricky. And depending on your earnings it may not be enough to buy a home. So we've asked Wayhome to explain how their scheme for buying a house without a mortgage works.

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Joint Borrower Sole Proprietor mortgage explained

Joint Borrower Sole Proprietor mortgage

While it might sound like a mouthful, a Joint Borrower Sole Proprietor mortgage - more commonly known as a JBSP - can be a simple and practical option for first-time buyers struggling to buy their first place. We’ve asked Tembo to tell us how these mortgages work and the pros and cons .

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How to get on the property ladder in 2021

How to buy a property in 2021

As a new study reveals the pandemic has hit first time buyers with mortgage approvals and with house prices rising at their fastest rate in years, we look at what options are available to get on the property ladder in 2021.

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In the news, the latest round-up

We look at the CMA investigation into unfair leasehold practices by house builders, the best and worst places for first time buyers, increasing numbers of people borrowing 6.5x their income, the return of Nationwide to interest-only mortgages and more...

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Can you avoid paying more for a ‘Help to Buy’ property?

Help to buy premium

We all know you pay more for a new build home. It's the same principle as when buy a new car. But latest research shows first-time buyers using a Help to Buy can pay up to 22% more. We take a look at this research and how you can avoid paying over the odds...

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