HomeOwners Alliance logo

Become a member today to access our home helpline, discounted conveyancing, expert advice & legal service

conveyancing process

Should I do conveyancing myself?

Conveyancing is expensive and comparatively straightforward, which tempts some people to do it themselves. This can save money, but it can also be risky

If you don’t know what conveyancing is please click here to see our introduction to it. But to be frank, if you need to read an introductory guide to conveyancing, you shouldn’t attempt to do it yourself!

Who normally does conveyancing?

It is usually done either by a solicitor, a licensed conveyancer, or a legal executive. See Finding the right solicitor or conveyancer?

But can I do it myself?

Despite the professionals’ extensive training, DIY conveyancing is possible, but usually only on simple transactions, and if you are comfortable with legal jargon and willing to deal with a lot of paper work. However you cannot normally do it yourself if a mortgage is involved.

How much would I save?

The cost of solicitors ranges from around £400 to well over £1,000, depending on what is involved. You can also use online conveyancers which still have to be officially registered, but are usually significantly cheaper. See Finding the right solicitor of conveyancer? 

So why doesn’t everybody do it themselves?

Most mortgage lenders insist on a professional in order to protect their interests. Some lenders, HSBC for example, actually insist you use one of their recognised solicitors to do your conveyancing. It is also important to recognise that doing it yourself comes with huge added risk. If you go through the process incorrectly, the seller’s solicitor could take advantage of your inexperience. You could be sued and end up spending far more in legal and court fees than you would have done on a conveyancer.

When should you avoid DIY conveyancing?

Even if your mortgage company allows for DIY conveyancing, and you are happy with the risks, there are some times in particular where the law becomes very complicated and we recommend against DIY conveyancing:

  •   If the property is leasehold
  •   If the property is not registered with the Land Registry
  •   If the property is not a house or flat
  •   If the sellers are divorcing or separating

 


Leave a comment




* required

Captcha *

17 Comments

  1. Dear John,

    You can search for solicitors through our site here. You can research companies that come up on the search results as to whether they specialise solely in conveyancing and decide from there. If you are member of HOA you would get a 10% discount on fees and you also get access to the HomeHelpline service so we could assist you further. Do have a look at our sellers guide for our top tips. This is our guide to How to sell your house at auction.

    Best wishes,
    Sophie
    HomeOwners Alliance

    Comment by Sophie Khan — July 14, 2017 @ 2:10 pm

  2. I ACTUALLY DO NOT WANT TO DO MY OWN CONVEYANCING,BUT I HAVE A PROBLEM WITH SOLICITORS,I AM SELLING A FLAT THERE IS NO MORTGAGE ON IT I OWN IT OUTRIGHT,BUT IT HAS TAKEN SIX MONTHS SO FAR AND I HAVE STILL HAVE NOT GOT ANY IDEA OF COMPLETION DATE OR EVEN EXCHANGE OF CONTRACTS,IS THERE A COMPANY OUT THERE WHO ONLY DO CONVEYANCE,I THINK THE MAIN LINE SOLICITORS HAVE BIGGER CASES TO TEND TO AND THE LANDLORDS SEEM TO BE LEFT UNTIL THEY HAVE GOT A SPARE MOMENT TO ATTEND TO IT ,EVERY TIME I HAVE PHONED THE COMPANY I AM TOLD THE HAVE TO GET MY FILE TO GIVE ME AN UPDATE THIS HAS BEEN GOING ON FOR 6 MONTHS, WITH HAVING TO PAY THE MORTGAGE ,SERVICE CHARGE ,GROUND, AND HAVING TO KEEP IT EMPTY ,PAY THE PROPERTY TAX,AND LOSS ,OF RENT ,AS IT IS A IT HAS COST ME APPROX £9500 PLUS £460. FOR INFORMATION PACK FROM THE SERVICE COMPANY,CLOSER TO £10,000 ,THAT NOT COUNTING THE SOLICITORS FEE,ON ESTATE AGENTS FEE,HOW DO THERE COMPLETE AUCTION PROPERTY SO QUICKLY, CAN YOU ADVISE ME , REGARDS A DESPERATE SELLER,

    Comment by john mcvelia — July 10, 2017 @ 9:01 am

  3. Dear Janet,

    We do not advocate DIY conveyancing – please see my earlier reply to Brian on this comments thread which explains why. You would want to ensure that all processes are completed correctly and a solicitor knowing the ins and outs should guide you correctly through all this.

    Best wishes,
    Sophie
    HomeOwners Alliance

    Comment by Sophie Khan — June 15, 2017 @ 12:47 pm

  4. I am selling a flat to my son which I own outright, am I able to do my own conveyancing? It is worth £65,000.

    Comment by Janet — June 9, 2017 @ 6:58 pm

  5. Dear Brian,
    As you would have noted from our online guide we do not advocate DIY conveyancing. On the face of it your situation seems straight forward, however you would need to ensure that property is transferred over correctly, that no debts are outstanding, that relevant searches are carried out, land registration and deeds are all in good order, and that all legal processes are completed. We would advise you to speak with a conveyancing solicitor for more clarity on the process so you can avoid any pitfalls. You can search for solicitors through our site: Compare Conveyancing Quotes and if you become a member you would receive a 10% discount on the fees.

    Best wishes,
    Sophie
    HomeOwners Alliance

    Comment by Sophie Khan — June 9, 2017 @ 2:31 pm

  6. I am selling a house on behalf of my 95 year old father who is not looking to buy another property with his money.
    An online estate agent has already found a cash buyer for the full amount and he is ready to accept the offer.
    Why do we require a conveyancing solicitor when it is such a simple transaction?

    Comment by Brian — May 29, 2017 @ 9:24 pm

  7. Why are you so negative about the raising of a
    purchase invoice and the purchase being
    recorded and lodged at a Government
    Registry.

    Comment by Ted Charlton — May 22, 2017 @ 5:55 pm

  8. I employed a so called professional solicitor to do the conveyancing for the purchase of a £500K property that I bought, it later turned out the title was defective when I came to sell it. Even Stevie Wonder could spotted the title defect ! The net result was the property could not be sold as it was deemed worthless and the said solicitor ended up in the court and his indemnity insurance footing my claim for compensation.

    Conveyancing is not rocket science, it is made to appear all smoke and mirrors to justify the extortionate these solicitors charge. Save yourself the hassle, risk and cost to do your own conveyancing, it’s simple !

    Comment by Legal Guri — April 3, 2017 @ 11:06 pm

  9. Great article, However, always err on the side of caution, pay a professional as there are so many costly and time consuming errors that can be made.

    Comment by ‘Glen at AP lawyers’. — January 14, 2016 @ 11:12 am

  10. What a great article!. I am bookmarking it to read it over again after work. It seems like a very interesting topic to write about.

    Comment by solicitors in plymouth — September 12, 2015 @ 11:00 am

  11. I would recommend not doing conveyancing yourself.

    Comment by Act Conveyancing Sydney — August 1, 2015 @ 4:17 am

  12. great article, personally we would recommend not doing it yourself as you could make mistakes that you will have to live with. Whereas if you get a professional to help they will ensure no mistakes are made.

    Comment by Online Conveyancing Quote — July 21, 2015 @ 2:39 pm

  13. I can tile but I wouldn’t do a very good job if I tiled my whole bathroom, at least not as good as a person who does it all day long. Conveyancing is the same, most people have an idea of the basics but people hire experts for a reason, if you miss a detail you’ll have to live with it.

    Comment by Chester — June 4, 2015 @ 10:10 pm

  14. After reading this article, I’m convinced that I should hire a conveyancing lawyer when buying my first home. I thought I’d be able to do it myself, but I’m not sure that’s the best decision. I love saving money by doing things myself, but in this case, it’s probably not the wisest decision.

    Comment by Dom Boyd — October 6, 2014 @ 1:21 pm

  15. John Aldred – by coincidence, you and I appear to be in the same game: purchasing a small field at auction. How are you getting on? Did you receive a response? Hoping you see or receive this reply, I’d be interested in any lessons you have to offer…

    Comment by Mark CB — April 25, 2014 @ 8:06 am

  16. I have purchased a small field at auction and paid the 10% deposite. Could you advise me on the process of finalising the conveyancing process and whether I could save money by doing it myself?

    Comment by john aldred — March 30, 2014 @ 3:49 pm

  17. I am buying an ex council house, now privately owned, for cash ( no mortgage). Before retirement I worked as a Collector of Taxes for HMIT, and so am used to forms and paperwork. You warn against DIY conveyancing, but with my background I feel confident to undertake the task with the information provided on websites.Are you prepared to comment?

    Comment by David Rashleigh — February 14, 2014 @ 9:58 am

Sign up to our FREE newsletter for latest advice, services and money saving offers

Sign up now

×

Don't Miss Out!


Sign up to our free newsletter for latest advice, services and money saving offers

Sign Up Image